# WH Cornerstone Investments Inc.

> WH Cornerstone Investments Inc. is an SEC-registered investment advisory firm in Duxbury, MA, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated October 1, 2026.

- CRD: 119725
- Filed as: WH CORNERSTONE INVESTMENTS INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Duxbury, MA
- Filing period: October 2026
- Form ADV filing dated: October 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/119725
- AdvisorCensus page: https://advisorcensus.com/firm/wh-cornerstone-investments-inc-duxbury-ma-119725

## Quick answers

**How is WH Cornerstone Investments Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), WH Cornerstone Investments Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does WH Cornerstone Investments Inc. charge?**
Its Form ADV Part 2A brochure dated February 10, 2026 states: Flat fee: $500 to $30,000 (financial planning and consulting services); Subscription: $100 to $12,000 a year (ongoing financial planning and consulting). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is WH Cornerstone Investments Inc. located?**
WH Cornerstone Investments Inc.'s principal office is in Duxbury, MA, according to its Form ADV.

**Is WH Cornerstone Investments Inc. registered with the SEC or a state?**
WH Cornerstone Investments Inc. is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 119725.

**How much does WH Cornerstone Investments Inc. manage?**
WH Cornerstone Investments Inc. reports $200,013,404 in regulatory assets under management in its Form ADV filing dated October 1, 2026 (100% discretionary).

**How have WH Cornerstone Investments Inc.'s assets and staff changed since 2021?**
In the Form ADV data for WH Cornerstone Investments Inc.: Regulatory assets under management: $124,594,747 in the October 2021 data and $200,013,404 in the October 2026 data, up 61%. Total employees: 3 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does WH Cornerstone Investments Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (97); high net worth individuals (48); pension and profit sharing plans (but not the plan participants or government pension plans) (3).

**Which custodians does WH Cornerstone Investments Inc. use?**
WH Cornerstone Investments Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does WH Cornerstone Investments Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119725

**Does WH Cornerstone Investments Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated February 10, 2026 says: "While WH Cornerstone does not impose a minimum portfolio size or minimum annual fee to start or maintain an account, WH Cornerstone’s services are designed and best suited for high net worth individuals."

**What changed in WH Cornerstone Investments Inc.'s recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $180,932,611 to $200,013,404 (+11%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 10, 2026)

- Account minimum: None

> While WH Cornerstone does not impose a minimum portfolio size or minimum annual fee to start or maintain an account, WH Cornerstone’s services are designed and best suited for high net worth individuals.

- Flat fee: $500 to $30,000 (financial planning and consulting services)

> WH Cornerstone may charge a fixed fee for financial planning and consulting services or may include these as part of its overall asset -based fee (as described below). These fees are negotiable, but generally range from $500 to $30,000

- Subscription: $100 to $12,000 a year (ongoing financial planning and consulting)

> For clients who wish to continue to engage us for ongoing planning assistance we offer ongoing financial planning and consulting. The fee for this service is ranges from $100 - $12,000 annually, and billed monthly

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $200,013,404
- Discretionary: $200,013,404
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 97 | $47,402,351 |
| High net worth individuals | 48 | $147,688,971 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $4,922,082 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2019 (7 years)
- Employees: 6 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MA, NH, NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- whcornerstone.com
- whcretreats.com
- Facebook @WHCORNERSTONE
- Instagram @whcornerstone
- LinkedIn @wh-cornerstone-investments
- LinkedIn @billmharris
- LinkedIn @cody-m-wright
- LinkedIn @paulaharris
- X @WHCORNERSTONE
- X @billmharris
- X @paulaharris
- YouTube @WHCornerstoneInvestmentsDuxbury

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $124,594,747 | 3 | March 24, 2021 |
| October 2022 | $149,478,410 | 4 | August 15, 2022 |
| October 2023 | $128,044,465 | 4 | March 30, 2023 |
| October 2024 | $160,036,005 | 3 | June 20, 2024 |
| October 2025 | $180,932,611 | 3 | February 18, 2025 |
| October 2026 | $200,013,404 | 6 | October 1, 2026 |

Regulatory assets under management: $124,594,747 in the October 2021 data and $200,013,404 in the October 2026 data, up 61%.
Total employees: 3 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $180,932,611 to $200,013,404 (+11%).

### December 2025
- Employees performing advisory functions went from 2 to 4.
- Registered or notice-filed in NY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. WH Cornerstone Investments Inc. (CRD 119725): Form ADV filing data as of October 2026.