{
  "crd_number": 119725,
  "slug": "wh-cornerstone-investments-inc-duxbury-ma-119725",
  "primary_business_name": "WH CORNERSTONE INVESTMENTS INC.",
  "legal_name": "WH CORNERSTONE INVESTMENTS INC.",
  "dbas": [],
  "city": "Duxbury",
  "state": "MA",
  "country": "United States",
  "cbsa_code": "14460",
  "metro": {
    "cbsa_code": "14460",
    "common_name": "Boston",
    "msa_name": "Boston-Cambridge-Newton, MA-NH",
    "path": "/advisors/ma/boston"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2019-09-26",
  "years_registered": 7,
  "period": "2026-10-01",
  "filing_date": "2026-10-01",
  "carried_forward": false,
  "raum_total": 200013404.0,
  "raum_discretionary": 200013404.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 6,
  "advisory_employees": 4,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 47402351.0,
      "count": 97
    },
    "pension_profit_sharing": {
      "raum": 4922082.0,
      "count": 3,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 147688971.0,
      "count": 48
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "MA",
    "NH",
    "NY"
  ],
  "websites": [
    "https://facebook.com/WHCORNERSTONE",
    "https://instagram.com/whcornerstone",
    "https://linkedin.com/company/wh-cornerstone-investments",
    "https://linkedin.com/in/billmharris",
    "https://linkedin.com/in/cody-m-wright",
    "https://linkedin.com/in/paulaharris",
    "https://twitter.com/WHCORNERSTONE",
    "https://twitter.com/billmharris",
    "https://twitter.com/paulaharris",
    "https://whcornerstone.com",
    "https://whcretreats.com",
    "https://youtube.com/c/WHCornerstoneInvestmentsDuxbury"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/119725",
  "city_as_filed": "DUXBURY",
  "url": "https://advisorcensus.com/firm/wh-cornerstone-investments-inc-duxbury-ma-119725",
  "display_name": "WH Cornerstone Investments Inc.",
  "summary": "WH Cornerstone Investments Inc. is an SEC-registered investment advisory firm in Duxbury, MA, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated October 1, 2026.",
  "citation": "AdvisorCensus. WH Cornerstone Investments Inc. (CRD 119725): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is WH Cornerstone Investments Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), WH Cornerstone Investments Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does WH Cornerstone Investments Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated February 10, 2026 states: Flat fee: $500 to $30,000 (financial planning and consulting services); Subscription: $100 to $12,000 a year (ongoing financial planning and consulting). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is WH Cornerstone Investments Inc. located?",
      "a": "WH Cornerstone Investments Inc.'s principal office is in Duxbury, MA, according to its Form ADV."
    },
    {
      "q": "Is WH Cornerstone Investments Inc. registered with the SEC or a state?",
      "a": "WH Cornerstone Investments Inc. is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 119725."
    },
    {
      "q": "How much does WH Cornerstone Investments Inc. manage?",
      "a": "WH Cornerstone Investments Inc. reports $200,013,404 in regulatory assets under management in its Form ADV filing dated October 1, 2026 (100% discretionary)."
    },
    {
      "q": "How have WH Cornerstone Investments Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for WH Cornerstone Investments Inc.: Regulatory assets under management: $124,594,747 in the October 2021 data and $200,013,404 in the October 2026 data, up 61%. Total employees: 3 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does WH Cornerstone Investments Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (97); high net worth individuals (48); pension and profit sharing plans (but not the plan participants or government pension plans) (3)."
    },
    {
      "q": "Which custodians does WH Cornerstone Investments Inc. use?",
      "a": "WH Cornerstone Investments Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does WH Cornerstone Investments Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119725"
    },
    {
      "q": "Does WH Cornerstone Investments Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated February 10, 2026 says: \"While WH Cornerstone does not impose a minimum portfolio size or minimum annual fee to start or maintain an account, WH Cornerstone’s services are designed and best suited for high net worth individuals.\""
    },
    {
      "q": "What changed in WH Cornerstone Investments Inc.'s recent Form ADV filings?",
      "a": "In the March 2026 filing data: Regulatory assets under management went from $180,932,611 to $200,013,404 (+11%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 124594747.0,
      "total_employees": 3,
      "filing_date": "2021-03-24"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 149478410.0,
      "total_employees": 4,
      "filing_date": "2022-08-15"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 128044465.0,
      "total_employees": 4,
      "filing_date": "2023-03-30"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 160036005.0,
      "total_employees": 3,
      "filing_date": "2024-06-20"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 180932611.0,
      "total_employees": 3,
      "filing_date": "2025-02-18"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 200013404.0,
      "total_employees": 6,
      "filing_date": "2026-10-01"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Regulatory assets under management went from $180,932,611 to $200,013,404 (+11%)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Employees performing advisory functions went from 2 to 4.",
        "Registered or notice-filed in NY."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated February 10, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $500 to $30,000 (financial planning and consulting services)",
      "Subscription: $100 to $12,000 a year (ongoing financial planning and consulting)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "While WH Cornerstone does not impose a minimum portfolio size or minimum annual fee to start or maintain an account, WH Cornerstone’s services are designed and best suited for high net worth individuals."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $500 to $30,000 (financial planning and consulting services)"
        ],
        "quotes": [
          "WH Cornerstone may charge a fixed fee for financial planning and consulting services or may include these as part of its overall asset -based fee (as described below). These fees are negotiable, but generally range from $500 to $30,000"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $100 to $12,000 a year (ongoing financial planning and consulting)"
        ],
        "quotes": [
          "For clients who wish to continue to engage us for ongoing planning assistance we offer ongoing financial planning and consulting. The fee for this service is ranges from $100 - $12,000 annually, and billed monthly"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 500.0,
          "max": 30000.0,
          "period": "one_time",
          "service": "financial planning and consulting services"
        },
        {
          "kind": "subscription",
          "amount": null,
          "min": 100.0,
          "max": 12000.0,
          "period": "annual",
          "service": "ongoing financial planning and consulting"
        }
      ]
    },
    "quotes": [
      "While WH Cornerstone does not impose a minimum portfolio size or minimum annual fee to start or maintain an account, WH Cornerstone’s services are designed and best suited for high net worth individuals.",
      "WH Cornerstone may charge a fixed fee for financial planning and consulting services or may include these as part of its overall asset -based fee (as described below). These fees are negotiable, but generally range from $500 to $30,000",
      "For clients who wish to continue to engage us for ongoing planning assistance we offer ongoing financial planning and consulting. The fee for this service is ranges from $100 - $12,000 annually, and billed monthly"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/wh-cornerstone-investments-inc-duxbury-ma-119725.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 97,
      "fewer_than_5": false,
      "raum": 47402351.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 48,
      "fewer_than_5": false,
      "raum": 147688971.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 3,
      "fewer_than_5": true,
      "raum": 4922082.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/119725",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}