# Werba Rubin Papier Wealth Management, LLC

> Werba Rubin Papier Wealth Management, LLC is an SEC-registered investment advisory firm in San Jose, CA, registered since 2006, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 6, 2026.

- CRD: 139237
- Filed as: WERBA RUBIN PAPIER WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Jose, CA
- Filing period: October 2026
- Form ADV filing dated: August 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/139237
- AdvisorCensus page: https://advisorcensus.com/firm/werba-rubin-papier-wealth-management-llc-san-jose-ca-139237

## Quick answers

**How is Werba Rubin Papier Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Werba Rubin Papier Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Werba Rubin Papier Wealth Management, LLC charge?**
Its Form ADV Part 2A brochure dated May 18, 2026 states: Up to $2,000,000: 1% a year; $2,000,001 to $5,000,000: 0.85% a year; $5,000,001 to $10,000,000: 0.55% a year; Above $10,000,001: 0.25% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Werba Rubin Papier Wealth Management, LLC located?**
Werba Rubin Papier Wealth Management, LLC's principal office is in San Jose, CA, according to its Form ADV; the September 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Werba Rubin Papier Wealth Management, LLC registered with the SEC or a state?**
Werba Rubin Papier Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2006. Status as filed: Approved. CRD 139237.

**How much does Werba Rubin Papier Wealth Management, LLC manage?**
Werba Rubin Papier Wealth Management, LLC reports $1,400,921,673 in regulatory assets under management in its Form ADV filing dated August 6, 2026 (98% discretionary).

**How have Werba Rubin Papier Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for Werba Rubin Papier Wealth Management, LLC: Regulatory assets under management: $703,893,000 in the October 2021 data and $1,400,921,673 in the October 2026 data, up 99%. Total employees: 4 in October 2021 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Werba Rubin Papier Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (355); high net worth individuals (315); charitable organizations (4).

**Which custodians does Werba Rubin Papier Wealth Management, LLC use?**
Werba Rubin Papier Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Werba Rubin Papier Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/139237

**Does Werba Rubin Papier Wealth Management, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated May 18, 2026 says: "The minimum account value required to open and maintain an account with Adviser is $1,000,000, subject to negotiation."

**What changed in Werba Rubin Papier Wealth Management, LLC's recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated May 18, 2026)

- Up to $2,000,000: 1% a year
- $2,000,001 to $5,000,000: 0.85% a year
- $5,000,001 to $10,000,000: 0.55% a year
- Above $10,000,001: 0.25% a year

> Adviser’s standard fee schedule is included below, subject to negotiation with a client: Client Assets Under Management Annual Fee Percentage (paid quarterly) For the first amount from $0 to ,000,000 1.00% For the next amount from $2,000,001 to $5,000,000 0.85% For the next amount from $5,000,001 to $10,000,000 0.55% For any amount above $10,000,000 0.25%

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> The minimum account value required to open and maintain an account with Adviser is $1,000,000, subject to negotiation.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,400,921,673
- Discretionary: $1,372,133,365
- Non-discretionary: $28,788,308

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 355 | $174,393,258 |
| High net worth individuals | 315 | $1,177,533,856 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 4 | $47,360,064 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 3 | $1,634,495 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2006 (20 years)
- Employees: 18 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, IA, IL, MA, NH, NV, NY, OR, PA, TN, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Las Vegas, NV
- Litchfield Park, AZ

### Websites listed on Form ADV (Item 1.I)
- wrpwealth.com
- Facebook @WRPWealth
- LinkedIn @wrpwealth
- TikTok @ipographs
- X @wrpwealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $703,893,000 | 4 | March 29, 2021 |
| October 2022 | $780,400,000 | 8 | September 1, 2022 |
| October 2023 | $767,283,708 | 8 | August 15, 2023 |
| October 2024 | $854,257,100 | 8 | March 26, 2024 |
| October 2025 | $1,129,509,616 | 15 | July 16, 2025 |
| October 2026 | $1,400,921,673 | 18 | August 6, 2026 |

Regulatory assets under management: $703,893,000 in the October 2021 data and $1,400,921,673 in the October 2026 data, up 99%.
Total employees: 4 in October 2021 and 18 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in VA.

### July 2026
- Added an office in Las Vegas, NV.
- Added an office in Litchfield Park, AZ.

### April 2026
- Employees performing advisory functions went from 7 to 9.
- Regulatory assets under management went from $1,129,509,616 to $1,400,921,673 (+24%).
- Registered or notice-filed in FL, IL, NH, NY, TN.

### January 2026
- Registered or notice-filed in IA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Werba Rubin Papier Wealth Management, LLC (CRD 139237): Form ADV filing data as of October 2026.