{
  "crd_number": 139237,
  "slug": "werba-rubin-papier-wealth-management-llc-san-jose-ca-139237",
  "primary_business_name": "WERBA RUBIN PAPIER WEALTH MANAGEMENT, LLC",
  "legal_name": "WERBA RUBIN PAPIER WEALTH MANAGEMENT, LLC",
  "dbas": [],
  "city": "San Jose",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "41940",
  "metro": {
    "cbsa_code": "41940",
    "common_name": "San Jose",
    "msa_name": "San Jose-Sunnyvale-Santa Clara, CA",
    "path": "/advisors/ca/san-jose"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2006-06-02",
  "years_registered": 20,
  "period": "2026-10-01",
  "filing_date": "2026-08-06",
  "carried_forward": false,
  "raum_total": 1400921673.0,
  "raum_discretionary": 1372133365.0,
  "raum_non_discretionary": 28788308.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 18,
  "advisory_employees": 9,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 47360064.0,
      "count": 4
    },
    "individuals": {
      "raum": 174393258.0,
      "count": 355
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 1177533856.0,
      "count": 315
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 1634495.0,
      "count": 3
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "FL",
    "IA",
    "IL",
    "MA",
    "NH",
    "NV",
    "NY",
    "OR",
    "PA",
    "TN",
    "TX",
    "VA",
    "WA"
  ],
  "websites": [
    "https://facebook.com/WRPWealth",
    "https://linkedin.com/company/wrpwealth",
    "https://tiktok.com/@ipographs",
    "https://wrpwealth.com",
    "https://x.com/wrpwealth"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/139237",
  "city_as_filed": "SAN JOSE",
  "url": "https://advisorcensus.com/firm/werba-rubin-papier-wealth-management-llc-san-jose-ca-139237",
  "display_name": "Werba Rubin Papier Wealth Management, LLC",
  "summary": "Werba Rubin Papier Wealth Management, LLC is an SEC-registered investment advisory firm in San Jose, CA, registered since 2006, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 6, 2026.",
  "citation": "AdvisorCensus. Werba Rubin Papier Wealth Management, LLC (CRD 139237): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Werba Rubin Papier Wealth Management, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Werba Rubin Papier Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "What does Werba Rubin Papier Wealth Management, LLC's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated May 18, 2026 states: Up to $2,000,000: 1% a year; $2,000,001 to $5,000,000: 0.85% a year; $5,000,001 to $10,000,000: 0.55% a year; Above $10,000,001: 0.25% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Werba Rubin Papier Wealth Management, LLC located?",
      "a": "Werba Rubin Papier Wealth Management, LLC's principal office is in San Jose, CA, according to its Form ADV; the September 2026 filing also lists 2 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Werba Rubin Papier Wealth Management, LLC registered with the SEC or a state?",
      "a": "Werba Rubin Papier Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2006. Status as filed: Approved. CRD 139237."
    },
    {
      "q": "How much does Werba Rubin Papier Wealth Management, LLC manage?",
      "a": "Werba Rubin Papier Wealth Management, LLC reports $1,400,921,673 in regulatory assets under management in its Form ADV filing dated August 6, 2026 (98% discretionary)."
    },
    {
      "q": "How have Werba Rubin Papier Wealth Management, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Werba Rubin Papier Wealth Management, LLC: Regulatory assets under management: $703,893,000 in the October 2021 data and $1,400,921,673 in the October 2026 data, up 99%. Total employees: 4 in October 2021 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Werba Rubin Papier Wealth Management, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (355); high net worth individuals (315); charitable organizations (4)."
    },
    {
      "q": "Which custodians does Werba Rubin Papier Wealth Management, LLC use?",
      "a": "Werba Rubin Papier Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Werba Rubin Papier Wealth Management, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/139237"
    },
    {
      "q": "Does Werba Rubin Papier Wealth Management, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated May 18, 2026 says: \"The minimum account value required to open and maintain an account with Adviser is $1,000,000, subject to negotiation.\""
    },
    {
      "q": "What changed in Werba Rubin Papier Wealth Management, LLC's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Registered or notice-filed in VA."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 703893000.0,
      "total_employees": 4,
      "filing_date": "2021-03-29"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 780400000.0,
      "total_employees": 8,
      "filing_date": "2022-09-01"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 767283708.0,
      "total_employees": 8,
      "filing_date": "2023-08-15"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 854257100.0,
      "total_employees": 8,
      "filing_date": "2024-03-26"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 1129509616.0,
      "total_employees": 15,
      "filing_date": "2025-07-16"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1400921673.0,
      "total_employees": 18,
      "filing_date": "2026-08-06"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Registered or notice-filed in VA."
      ]
    },
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "Added an office in Las Vegas, NV.",
        "Added an office in Litchfield Park, AZ."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 7 to 9.",
        "Regulatory assets under management went from $1,129,509,616 to $1,400,921,673 (+24%).",
        "Registered or notice-filed in FL, IL, NH, NY, TN."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "Registered or notice-filed in IA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated May 18, 2026",
    "tiers": [
      {
        "band": "Up to $2,000,000",
        "rate": "1%"
      },
      {
        "band": "$2,000,001 to $5,000,000",
        "rate": "0.85%"
      },
      {
        "band": "$5,000,001 to $10,000,000",
        "rate": "0.55%"
      },
      {
        "band": "Above $10,000,001",
        "rate": "0.25%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$1,000,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $2,000,000: 1% a year",
          "$2,000,001 to $5,000,000: 0.85% a year",
          "$5,000,001 to $10,000,000: 0.55% a year",
          "Above $10,000,001: 0.25% a year"
        ],
        "quotes": [
          "Adviser’s standard fee schedule is included below, subject to negotiation with a client: Client Assets Under Management Annual Fee Percentage (paid quarterly) For the first amount from $0 to ,000,000 1.00% For the next amount from $2,000,001 to $5,000,000 0.85% For the next amount from $5,000,001 to $10,000,000 0.55% For any amount above $10,000,000 0.25%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "The minimum account value required to open and maintain an account with Adviser is $1,000,000, subject to negotiation."
        ]
      }
    ],
    "quotes": [
      "Adviser’s standard fee schedule is included below, subject to negotiation with a client: Client Assets Under Management Annual Fee Percentage (paid quarterly) For the first amount from $0 to ,000,000 1.00% For the next amount from $2,000,001 to $5,000,000 0.85% For the next amount from $5,000,001 to $10,000,000 0.55% For any amount above $10,000,000 0.25%",
      "The minimum account value required to open and maintain an account with Adviser is $1,000,000, subject to negotiation."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/werba-rubin-papier-wealth-management-llc-san-jose-ca-139237.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 355,
      "fewer_than_5": false,
      "raum": 174393258.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 315,
      "fewer_than_5": false,
      "raum": 1177533856.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 4,
      "fewer_than_5": false,
      "raum": 47360064.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 3,
      "fewer_than_5": false,
      "raum": 1634495.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/139237",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}