# Welch Financial Planning, LLC

> Welch Financial Planning, LLC is an SEC-registered investment advisory firm in Boulder, CO, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 25, 2026.

- CRD: 329418
- Filed as: WELCH FINANCIAL PLANNING, LLC
- Also doing business as: WELCH FINANCIAL PLANNING & INSURANCE
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Boulder, CO
- Filing period: October 2026
- Form ADV filing dated: June 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/329418
- AdvisorCensus page: https://advisorcensus.com/firm/welch-financial-planning-llc-boulder-co-329418

## Quick answers

**How is Welch Financial Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Welch Financial Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Welch Financial Planning, LLC located?**
Welch Financial Planning, LLC's principal office is in Boulder, CO, according to its Form ADV.

**Is Welch Financial Planning, LLC registered with the SEC or a state?**
Welch Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 329418.

**How much does Welch Financial Planning, LLC manage?**
Welch Financial Planning, LLC reports $198,095,637 in regulatory assets under management in its Form ADV filing dated June 25, 2026 (100% discretionary).

**How have Welch Financial Planning, LLC's assets and staff changed since 2024?**
In the Form ADV data for Welch Financial Planning, LLC: Regulatory assets under management: $123,935,015 in the October 2024 data and $198,095,637 in the October 2026 data, up 60%. Total employees: 6 in October 2024 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Welch Financial Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (103); high net worth individuals (54).

**Which custodians does Welch Financial Planning, LLC use?**
Welch Financial Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Welch Financial Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/329418

**Does Welch Financial Planning, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated June 25, 2026 says: "The Firm has a minimum account size requirement of $1,000,000. In certain circumstances account size requirement may be waived at the discretion of WFP."

**What changed in Welch Financial Planning, LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $145,551,100 to $198,095,637 (+36%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated June 25, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> The Firm has a minimum account size requirement of $1,000,000. In certain circumstances account size requirement may be waived at the discretion of WFP.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $198,095,637
- Discretionary: $198,095,637
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 103 | $55,467,840 |
| High net worth individuals | 54 | $142,627,797 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2024 (2 years)
- Employees: 6 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, FL, LA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- vimeo.com/welchfinancialplanning
- welchfp.com
- Facebook @WelchFP
- LinkedIn @72293142
- LinkedIn @tronwelch
- X @PlanningWelch

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $123,935,015 | 6 | May 6, 2024 |
| October 2025 | $145,551,100 | 6 | March 14, 2025 |
| October 2026 | $198,095,637 | 6 | June 25, 2026 |

Regulatory assets under management: $123,935,015 in the October 2024 data and $198,095,637 in the October 2026 data, up 60%.
Total employees: 6 in October 2024 and 6 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $145,551,100 to $198,095,637 (+36%).

### December 2025
- Registered or notice-filed in LA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Welch Financial Planning, LLC (CRD 329418): Form ADV filing data as of October 2026.