{
  "crd_number": 115111,
  "slug": "wealthkare-com-inc-mount-union-pa-115111",
  "primary_business_name": "WEALTHKARE.COM, INC.",
  "legal_name": "WEALTHKARE.COM, INC.",
  "dbas": [
    "THE WEALTHKARE INVESTMENT CENTER"
  ],
  "city": "Mount Union",
  "state": "PA",
  "country": "United States",
  "cbsa_code": "26500",
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-10-18",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-07-31",
  "carried_forward": false,
  "raum_total": 136653708.0,
  "raum_discretionary": 105358195.0,
  "raum_non_discretionary": 31295513.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 7,
  "advisory_employees": 7,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 0.0,
      "count": 0
    },
    "individuals": {
      "raum": 50673845.0,
      "count": 282
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 85895701.0,
      "count": 88
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 84162.0,
      "count": 5
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "other",
    "percentage_of_aum",
    "subscription"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "periodicals_newsletters",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "MD",
    "PA",
    "WA"
  ],
  "websites": [
    "https://howwehelpclients.com/wealthkare",
    "https://mastersclassguide.azurewebsites.net/unlockyourretirement/our-gift-to-you",
    "https://myfiveminute.azurewebsites.net/quiz/SelectQuiz/brucesmith",
    "https://myvaluableresources.com/all/unlockyourretirement",
    "https://ourgifttoretirees.com/6250",
    "https://s.unlockyourretirement.com/s/unlock1",
    "https://unlock.timetap.com",
    "https://unlockretirement.seminarsoncall.com",
    "https://unlockretirement.seminarsoncall.com/seminar/charitable-giving",
    "https://unlockretirement.seminarsoncall.com/seminar/college-planning",
    "https://unlockretirement.seminarsoncall.com/seminar/employee-benefits",
    "https://unlockretirement.seminarsoncall.com/seminar/estate-planning",
    "https://unlockretirement.seminarsoncall.com/seminar/federal-employees",
    "https://unlockretirement.seminarsoncall.com/seminar/guaranteed-income-for-life",
    "https://unlockretirement.seminarsoncall.com/seminar/how-to-maximize-social-security-v2",
    "https://unlockretirement.seminarsoncall.com/seminar/life-after-divorce",
    "https://unlockretirement.seminarsoncall.com/seminar/life-insurance",
    "https://unlockretirement.seminarsoncall.com/seminar/long-term-care-insurance",
    "https://unlockretirement.seminarsoncall.com/seminar/managed-money",
    "https://unlockretirement.seminarsoncall.com/seminar/medicare-and-you",
    "https://unlockretirement.seminarsoncall.com/seminar/millennials-and-money",
    "https://unlockretirement.seminarsoncall.com/seminar/retirement-planning",
    "https://unlockretirement.seminarsoncall.com/seminar/second-opinion",
    "https://unlockretirement.seminarsoncall.com/seminar/tax-free-retirement",
    "https://unlockretirement.seminarsoncall.com/seminar/tax-reduction",
    "https://unlockretirement.seminarsoncall.com/seminar/widows-and-wealth",
    "https://unlockretirement.seminarsoncall.com/seminar/women-and-wealth",
    "https://unlockyourretirement.reinventingretirementebook.com",
    "https://unlockyourretirement.seminarsoncall.com",
    "https://wealthkare.com",
    "https://wealthkare.wufoo.com/forms/z1gpbpwx1adw5jd",
    "https://whyclientschooseus.com/wealthkare"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/115111",
  "city_as_filed": "MOUNT UNION",
  "url": "https://advisorcensus.com/firm/wealthkare-com-inc-mount-union-pa-115111",
  "display_name": "Wealthkare.com, Inc.",
  "summary": "Wealthkare.com, Inc. is an SEC-registered investment advisory firm in Mount Union, PA, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 31, 2026.",
  "citation": "AdvisorCensus. Wealthkare.com, Inc. (CRD 115111): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Subscription fees (for a newsletter or periodical)",
    "Fixed fees (other than subscription fees)",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Publication of periodicals or newsletters",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Wealthkare.com, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Wealthkare.com, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; subscription fees (for a newsletter or periodical); fixed fees (other than subscription fees); other."
    },
    {
      "q": "How much does Wealthkare.com, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated July 31, 2026 states: Asset-based fee: up to 2.25% of assets a year (the maximum the brochure states); Flat fee: $2,500 to $10,000 (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Wealthkare.com, Inc. located?",
      "a": "Wealthkare.com, Inc.'s principal office is in Mount Union, PA, according to its Form ADV; the August 2026 filing also lists 4 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Wealthkare.com, Inc. registered with the SEC or a state?",
      "a": "Wealthkare.com, Inc. is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 115111."
    },
    {
      "q": "How much does Wealthkare.com, Inc. manage?",
      "a": "Wealthkare.com, Inc. reports $136,653,708 in regulatory assets under management in its Form ADV filing dated July 31, 2026 (77% discretionary)."
    },
    {
      "q": "How have Wealthkare.com, Inc.'s assets and staff changed since 2025?",
      "a": "In the Form ADV data for Wealthkare.com, Inc.: Regulatory assets under management: $119,072,269 in the October 2025 data and $136,653,708 in the October 2026 data, up 15%. Total employees: 6 in October 2025 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Wealthkare.com, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (282); high net worth individuals (88); corporations or other businesses not listed above (5)."
    },
    {
      "q": "Which custodians does Wealthkare.com, Inc. use?",
      "a": "Wealthkare.com, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Investments as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Wealthkare.com, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/115111"
    },
    {
      "q": "Does Wealthkare.com, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated July 31, 2026 says: \"WealthKare generally requires a minimum account size of $500,000. WealthKare has the discretion to waive or lower this minimum.\""
    },
    {
      "q": "What changed in Wealthkare.com, Inc.'s recent Form ADV filings?",
      "a": "In the February 2026 filing data: Employees performing advisory functions went from 6 to 7. Added an office in Summerfield, FL."
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 119072269.0,
      "total_employees": 6,
      "filing_date": "2025-07-23"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 136653708.0,
      "total_employees": 7,
      "filing_date": "2026-07-31"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Employees performing advisory functions went from 6 to 7.",
        "Added an office in Summerfield, FL."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated July 31, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": "2.25% of assets a year",
    "account_minimum": "$500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $2,500 to $10,000 (financial planning and consulting services)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: up to 2.25% of assets a year (the maximum the brochure states)"
        ],
        "quotes": [
          "The annual fee is negotiable, Investment Advisory Fees will be no more than 2.25%, alternatively, WealthKare may instead charge a flat fee not to exceed the 2.25%."
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "WealthKare generally requires a minimum account size of $500,000. WealthKare has the discretion to waive or lower this minimum."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $2,500 to $10,000 (financial planning and consulting services)"
        ],
        "quotes": [
          "WealthKare charged a fixed fee between $2,500 and $10,000 for financial planning and consulting services based on complexity and unique client needs."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": 2.25,
      "account_minimum": 500000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 2500.0,
          "max": 10000.0,
          "period": "one_time",
          "service": "financial planning and consulting services"
        }
      ]
    },
    "quotes": [
      "The annual fee is negotiable, Investment Advisory Fees will be no more than 2.25%, alternatively, WealthKare may instead charge a flat fee not to exceed the 2.25%.",
      "WealthKare generally requires a minimum account size of $500,000. WealthKare has the discretion to waive or lower this minimum.",
      "WealthKare charged a fixed fee between $2,500 and $10,000 for financial planning and consulting services based on complexity and unique client needs."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Investments",
      "name_as_filed": "FIDELITY INVESTMENTS",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/wealthkare-com-inc-mount-union-pa-115111.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 282,
      "fewer_than_5": false,
      "raum": 50673845.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 88,
      "fewer_than_5": false,
      "raum": 85895701.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 5,
      "fewer_than_5": false,
      "raum": 84162.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/115111",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}