{
  "crd_number": 296475,
  "slug": "wealthcare-investment-partners-llc-portsmouth-ri-296475",
  "primary_business_name": "WEALTHCARE INVESTMENT PARTNERS LLC",
  "legal_name": "WEALTHCARE INVESTMENT PARTNERS LLC",
  "dbas": [],
  "city": "Portsmouth",
  "state": "RI",
  "country": "United States",
  "cbsa_code": "39300",
  "metro": {
    "cbsa_code": "39300",
    "common_name": "Providence",
    "msa_name": "Providence-Warwick, RI-MA",
    "path": "/advisors/ri/providence"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-05-24",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-08-11",
  "carried_forward": false,
  "raum_total": 859629575.0,
  "raum_discretionary": 859629575.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 12,
  "advisory_employees": 5,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 2960962.0,
      "count": 10
    },
    "individuals": {
      "raum": 269687629.0,
      "count": 1355
    },
    "pension_profit_sharing": {
      "raum": 5646783.0,
      "count": 6
    },
    "high_net_worth_individuals": {
      "raum": 559580902.0,
      "count": 461
    },
    "corporations_other_businesses": {
      "raum": 21753299.0,
      "count": 21
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "CT",
    "FL",
    "LA",
    "MA",
    "ME",
    "NH",
    "NY",
    "PA",
    "RI",
    "SC",
    "TX"
  ],
  "websites": [
    "https://linkedin.com/company/wealthcare-investment-partners",
    "https://wcipllc.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/296475",
  "city_as_filed": "PORTSMOUTH",
  "url": "https://advisorcensus.com/firm/wealthcare-investment-partners-llc-portsmouth-ri-296475",
  "display_name": "Wealthcare Investment Partners LLC",
  "summary": "Wealthcare Investment Partners LLC is an SEC-registered investment advisory firm in Portsmouth, RI, registered since 2018, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 11, 2026.",
  "citation": "AdvisorCensus. Wealthcare Investment Partners LLC (CRD 296475): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Wealthcare Investment Partners LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Wealthcare Investment Partners LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Wealthcare Investment Partners LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 17, 2026 states: Hourly rate: $275 an hour (Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Wealthcare Investment Partners LLC located?",
      "a": "Wealthcare Investment Partners LLC's principal office is in Portsmouth, RI, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Wealthcare Investment Partners LLC registered with the SEC or a state?",
      "a": "Wealthcare Investment Partners LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 296475."
    },
    {
      "q": "How much does Wealthcare Investment Partners LLC manage?",
      "a": "Wealthcare Investment Partners LLC reports $859,629,575 in regulatory assets under management in its Form ADV filing dated August 11, 2026 (100% discretionary)."
    },
    {
      "q": "How have Wealthcare Investment Partners LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Wealthcare Investment Partners LLC: Regulatory assets under management: $391,644,307 in the October 2021 data and $859,629,575 in the October 2026 data, up 119%. Total employees: 13 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Wealthcare Investment Partners LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,355); high net worth individuals (461); corporations or other businesses not listed above (21)."
    },
    {
      "q": "Which custodians does Wealthcare Investment Partners LLC use?",
      "a": "Wealthcare Investment Partners LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Wealthcare Investment Partners LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/296475"
    },
    {
      "q": "Does Wealthcare Investment Partners LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 17, 2026 says: \"WCIP generally requires a minimum relationship size of $250,000 to effectively implement its investment process. This minimum may be waived at sole discretion of the Advisor.\""
    },
    {
      "q": "What changed in Wealthcare Investment Partners LLC's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Registered or notice-filed in PA."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 391644307.0,
      "total_employees": 13,
      "filing_date": "2021-04-29"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 477249253.0,
      "total_employees": 12,
      "filing_date": "2022-06-17"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 457674291.0,
      "total_employees": 12,
      "filing_date": "2023-02-08"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 560058798.0,
      "total_employees": 13,
      "filing_date": "2024-04-19"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 654788239.0,
      "total_employees": 11,
      "filing_date": "2025-02-06"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 859629575.0,
      "total_employees": 12,
      "filing_date": "2026-08-11"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Registered or notice-filed in PA."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $654,788,239 to $859,629,575 (+31%)."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "No longer registered or notice-filed in PA."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in ME, PA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 17, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$250,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $275 an hour (Financial Planning Services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $250,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "WCIP generally requires a minimum relationship size of $250,000 to effectively implement its investment process. This minimum may be waived at sole discretion of the Advisor."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $275 an hour (Financial Planning Services)"
        ],
        "quotes": [
          "WCIP offers financial planning services either on an hourly or fixed fee basis. Hourly fees range up to $275 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 250000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 275.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Financial Planning Services"
        }
      ]
    },
    "quotes": [
      "WCIP generally requires a minimum relationship size of $250,000 to effectively implement its investment process. This minimum may be waived at sole discretion of the Advisor.",
      "WCIP offers financial planning services either on an hourly or fixed fee basis. Hourly fees range up to $275 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/wealthcare-investment-partners-llc-portsmouth-ri-296475.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 1355,
      "fewer_than_5": false,
      "raum": 269687629.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 461,
      "fewer_than_5": false,
      "raum": 559580902.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 6,
      "fewer_than_5": false,
      "raum": 5646783.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 10,
      "fewer_than_5": false,
      "raum": 2960962.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 21,
      "fewer_than_5": false,
      "raum": 21753299.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/296475",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}