{
  "crd_number": 282967,
  "slug": "wealth-quarterback-llc-toms-river-nj-282967",
  "primary_business_name": "WEALTH QUARTERBACK LLC",
  "legal_name": "WEALTH QUARTERBACK LLC",
  "dbas": [],
  "city": "Toms River",
  "state": "NJ",
  "country": "United States",
  "cbsa_code": "35620",
  "metro": {
    "cbsa_code": "35620",
    "common_name": "New York",
    "msa_name": "New York-Newark-Jersey City, NY-NJ",
    "path": "/advisors/ny/new-york"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2019-07-25",
  "years_registered": 7,
  "period": "2026-10-01",
  "filing_date": "2026-03-30",
  "carried_forward": false,
  "raum_total": 391326903.0,
  "raum_discretionary": 389151917.0,
  "raum_non_discretionary": 2174986.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 11,
  "advisory_employees": 5,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 8985.0,
      "count": null,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 165168015.0,
      "count": 908
    },
    "pension_profit_sharing": {
      "raum": 4104175.0,
      "count": 6
    },
    "high_net_worth_individuals": {
      "raum": 222045728.0,
      "count": 203
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "other",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO",
    "CT",
    "DE",
    "FL",
    "MA",
    "MO",
    "MT",
    "NC",
    "NH",
    "NJ",
    "NY",
    "PA",
    "SC",
    "TX",
    "VA"
  ],
  "websites": [
    "https://facebook.com/financialquarterback",
    "https://facebook.com/howard.bernheim.9",
    "https://facebook.com/thefinancialquarterback",
    "https://instagram.com/thefinancialquarterback",
    "https://jalinski.com",
    "https://linkedin.com/in/christopher-meyer-232181236",
    "https://linkedin.com/in/howardbernheim",
    "https://linkedin.com/in/joannmugavero",
    "https://linkedin.com/in/paul-murphy-cfp-cfa-73377b27",
    "https://linkedin.com/in/the-financial-quarterback%C2%AE-8a79824",
    "https://linkedin.com/in/thomas-clancy-9b859a9",
    "https://retirementrealitycheck.com",
    "https://thefinancialquarterback.us",
    "https://tiktok.com/@thefinancialquarterback?lang=en",
    "https://twitch.tv/thefinancialquarterback",
    "https://x.com/BernheimHoward",
    "https://x.com/yourfinancialqb",
    "https://youtube.com/c/JoshJalinskiTheFinancialQuarterback"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/282967",
  "city_as_filed": "TOMS RIVER",
  "url": "https://advisorcensus.com/firm/wealth-quarterback-llc-toms-river-nj-282967",
  "display_name": "Wealth Quarterback LLC",
  "summary": "Wealth Quarterback LLC is an SEC-registered investment advisory firm in Toms River, NJ, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.",
  "citation": "AdvisorCensus. Wealth Quarterback LLC (CRD 282967): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Wealth Quarterback LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Wealth Quarterback LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other."
    },
    {
      "q": "How much does Wealth Quarterback LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 30, 2026 states: Asset-based fee: 1% to 1.75% a year (a range, as the brochure states it); Flat fee: $200 to $50,000 (creating stand-alone client financial plans). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Wealth Quarterback LLC located?",
      "a": "Wealth Quarterback LLC's principal office is in Toms River, NJ, according to its Form ADV; the April 2026 filing also lists 13 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Wealth Quarterback LLC registered with the SEC or a state?",
      "a": "Wealth Quarterback LLC is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 282967."
    },
    {
      "q": "How much does Wealth Quarterback LLC manage?",
      "a": "Wealth Quarterback LLC reports $391,326,903 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (99% discretionary)."
    },
    {
      "q": "How have Wealth Quarterback LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Wealth Quarterback LLC: Regulatory assets under management: $207,051,308 in the October 2021 data and $391,326,903 in the October 2026 data, up 89%. Total employees: 12 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Wealth Quarterback LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (908); high net worth individuals (203); pension and profit sharing plans (but not the plan participants or government pension plans) (6)."
    },
    {
      "q": "Which custodians does Wealth Quarterback LLC use?",
      "a": "Wealth Quarterback LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Wealth Quarterback LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/282967"
    },
    {
      "q": "What changed in Wealth Quarterback LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 4 to 5. Regulatory assets under management went from $331,823,464 to $391,326,903 (+18%). No longer lists an office in King of Prussia, PA."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 207051308.0,
      "total_employees": 12,
      "filing_date": "2021-04-29"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 261766504.0,
      "total_employees": 10,
      "filing_date": "2022-05-04"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 237319617.0,
      "total_employees": 10,
      "filing_date": "2023-03-31"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 288076283.0,
      "total_employees": 10,
      "filing_date": "2024-03-28"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 331823464.0,
      "total_employees": 10,
      "filing_date": "2025-03-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 391326903.0,
      "total_employees": 11,
      "filing_date": "2026-03-30"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 4 to 5.",
        "Regulatory assets under management went from $331,823,464 to $391,326,903 (+18%).",
        "No longer lists an office in King of Prussia, PA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 30, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": "1% to 1.75% a year",
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $200 to $50,000 (creating stand-alone client financial plans)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 1% to 1.75% a year (a range, as the brochure states it)"
        ],
        "quotes": [
          "WQL’s negotiable, annual investment advisory fee is based upon a percentage (%) of the market value of the assets under WQL’s management and ranges from 1.00% to 1.75% annually."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $200 to $50,000 (creating stand-alone client financial plans)"
        ],
        "quotes": [
          "The negotiated fixed rate for creating stand- alone client financial plans is between $200 and $50,000."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": [
        1.0,
        1.75
      ],
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 200.0,
          "max": 50000.0,
          "period": "one_time",
          "service": "creating stand-alone client financial plans"
        }
      ]
    },
    "quotes": [
      "WQL’s negotiable, annual investment advisory fee is based upon a percentage (%) of the market value of the assets under WQL’s management and ranges from 1.00% to 1.75% annually.",
      "The negotiated fixed rate for creating stand- alone client financial plans is between $200 and $50,000."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/wealth-quarterback-llc-toms-river-nj-282967.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 908,
      "fewer_than_5": false,
      "raum": 165168015.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 203,
      "fewer_than_5": false,
      "raum": 222045728.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 6,
      "fewer_than_5": false,
      "raum": 4104175.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": true,
      "raum": 8985.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/282967",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}