{
  "crd_number": 144800,
  "slug": "wealth-personal-elk-rapids-mi-144800",
  "primary_business_name": "WEALTH PERSONAL",
  "legal_name": "FINANCIAL PLANNING CONSULTANTS OF NORTHERN MICHIGAN,INC.",
  "dbas": [],
  "city": "Elk Rapids",
  "state": "MI",
  "country": "United States",
  "cbsa_code": null,
  "metro": null,
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2026-05-19",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-04-14",
  "carried_forward": false,
  "raum_total": 19888829.0,
  "raum_discretionary": 19575829.0,
  "raum_non_discretionary": 313000.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 3,
  "advisory_employees": 2,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 10927094.0,
      "count": 157
    },
    "high_net_worth_individuals": {
      "raum": 8961735.0,
      "count": 11
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 3,
  "states_registered": [
    "MI"
  ],
  "websites": [
    "https://facebook.com/Financial-Planning-Consultants-Of-Northern-MiInc-571728089596718",
    "https://wealthpersonal.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/144800",
  "disclosure_items": [
    {
      "item": "11.H(1)(a)",
      "question": "In the past ten years, has a domestic or foreign court issued an injunction against the firm or an advisory affiliate in connection with investment-related activity?"
    },
    {
      "item": "11.H(1)(c)",
      "question": "Has a domestic or foreign court ever dismissed, under a settlement agreement, an investment-related civil action brought against the firm or an advisory affiliate by a state or foreign financial regulator?"
    },
    {
      "item": "11.H(2)",
      "question": "Is the firm or an advisory affiliate now the subject of a civil proceeding that could result in a yes answer to any part of 11.H(1)?"
    }
  ],
  "city_as_filed": "ELK RAPIDS",
  "url": "https://advisorcensus.com/firm/wealth-personal-elk-rapids-mi-144800",
  "display_name": "Wealth Personal",
  "summary": "Wealth Personal is a state-registered investment advisory firm in Elk Rapids, MI, registered since 2026, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 14, 2026.",
  "citation": "AdvisorCensus. Wealth Personal (CRD 144800): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Wealth Personal compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Wealth Personal reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Wealth Personal located?",
      "a": "Wealth Personal's principal office is in Elk Rapids, MI, according to its Form ADV."
    },
    {
      "q": "Is Wealth Personal registered with the SEC or a state?",
      "a": "Wealth Personal is a state-registered investment advisory firm, registered since 2026. Status as filed: APPROVED. CRD 144800."
    },
    {
      "q": "How much does Wealth Personal manage?",
      "a": "Wealth Personal reports $19,888,829 in regulatory assets under management in its Form ADV filing dated April 14, 2026 (98% discretionary)."
    },
    {
      "q": "What types of clients does Wealth Personal serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (157); high net worth individuals (11)."
    },
    {
      "q": "Does Wealth Personal report any disciplinary disclosures?",
      "a": "Reports 3 disclosure items on Form ADV Item 11: yes answers to 11.H(1)(a) (court injunction in the past ten years), 11.H(1)(c) (regulator's civil action dismissed under a settlement), and 11.H(2) (pending civil proceeding). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/144800"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/wealth-personal-elk-rapids-mi-144800.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 157,
      "fewer_than_5": false,
      "raum": 10927094.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 11,
      "fewer_than_5": false,
      "raum": 8961735.0
    }
  ],
  "disclosure_line": "Reports 3 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/144800",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}