# Wealth Compass Financial, Inc.

> Wealth Compass Financial, Inc. is an SEC-registered investment advisory firm in Carlsbad, CA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 27, 2026.

- CRD: 290139
- Filed as: WEALTH COMPASS FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Carlsbad, CA
- Filing period: October 2026
- Form ADV filing dated: April 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/290139
- AdvisorCensus page: https://advisorcensus.com/firm/wealth-compass-financial-inc-carlsbad-ca-290139

## Quick answers

**How is Wealth Compass Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Wealth Compass Financial, Inc. reports these compensation arrangements: a percentage of assets under its management.

**What does Wealth Compass Financial, Inc.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated April 27, 2026 states: $1 to $500,000: 1.5% a year; $500,001 to $1,000,000: 1.25% a year; $1,000,001 to $3,000,000: 1% a year; Above $3,000,001: 0.75% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Wealth Compass Financial, Inc. located?**
Wealth Compass Financial, Inc.'s principal office is in Carlsbad, CA, according to its Form ADV; the May 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Wealth Compass Financial, Inc. registered with the SEC or a state?**
Wealth Compass Financial, Inc. is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 290139.

**How much does Wealth Compass Financial, Inc. manage?**
Wealth Compass Financial, Inc. reports $115,401,312 in regulatory assets under management in its Form ADV filing dated April 27, 2026 (100% discretionary).

**What types of clients does Wealth Compass Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (198); high net worth individuals (38); pension and profit sharing plans (but not the plan participants or government pension plans) (15).

**Which custodians does Wealth Compass Financial, Inc. use?**
Wealth Compass Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Investments as custodians holding 10% or more of its separately managed account assets.

**Does Wealth Compass Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/290139

**Does Wealth Compass Financial, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated April 27, 2026 says: "There is no account minimum for any of WCF’s services."

**What changed in Wealth Compass Financial, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Changed its office addresses in Escondido, CA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated April 27, 2026)

- $1 to $500,000: 1.5% a year
- $500,001 to $1,000,000: 1.25% a year
- $1,000,001 to $3,000,000: 1% a year
- Above $3,000,001: 0.75% a year

> $1 - $500,000 1.50% $500,001 - $1,000,000 1.25% $1,000,001 - $3,000,000 1.00% $3,000,001 – And Up 0.75%

> These fees are generally negotiable, and the final fee schedule is attached as “Exhibit I – Fee Agreement” of the Investment Advisory Contract.

- Account minimum: None

> There is no account minimum for any of WCF’s services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Investments

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $115,401,312
- Discretionary: $115,254,613
- Non-discretionary: $146,699

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 198 | $52,168,902 |
| High net worth individuals | 38 | $60,927,221 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 15 | $2,305,189 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2026 (0 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Escondido, CA

### Websites listed on Form ADV (Item 1.I)
- wealthcompass.com
- wealthcompassfinancial.com
- Facebook @WealthCompassFinancial
- Instagram @wcompass
- LinkedIn @11350803
- Pinterest @wealthcompassfinancial
- X @_Wealth_Compass

## Changes in the filing (last 12 months)

### April 2026
- Changed its office addresses in Escondido, CA.

### February 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Wealth Compass Financial, Inc. (CRD 290139): Form ADV filing data as of October 2026.