# Waterford Financial Management, LLC

> Waterford Financial Management, LLC is a state-registered investment advisory firm in Fair Haven, MI, registered since 2007, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 28, 2026.

- CRD: 143810
- Filed as: WATERFORD FINANCIAL MANAGEMENT, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Fair Haven, MI
- Filing period: October 2026
- Form ADV filing dated: March 28, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/143810
- AdvisorCensus page: https://advisorcensus.com/firm/waterford-financial-management-llc-fair-haven-mi-143810

## Quick answers

**How is Waterford Financial Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Waterford Financial Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Waterford Financial Management, LLC located?**
Waterford Financial Management, LLC's principal office is in Fair Haven, MI, according to its Form ADV.

**Is Waterford Financial Management, LLC registered with the SEC or a state?**
Waterford Financial Management, LLC is a state-registered investment advisory firm, registered since 2007. Status as filed: APPROVED. CRD 143810.

**How much does Waterford Financial Management, LLC manage?**
Waterford Financial Management, LLC reports $44,047,542 in regulatory assets under management in its Form ADV filing dated March 28, 2026 (100% discretionary).

**What types of clients does Waterford Financial Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (39); high net worth individuals (8).

**Does Waterford Financial Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/143810

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $44,047,542
- Discretionary: $44,047,542
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 39 | $14,580,384 |
| High net worth individuals | 8 | $29,467,158 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2007 (19 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- waterford-financial.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Waterford Financial Management, LLC (CRD 143810): Form ADV filing data as of October 2026.