# Water Valley Investment Advisors, Inc.

> Water Valley Investment Advisors, Inc. is an SEC-registered investment advisory firm in Sioux Center, IA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 15, 2026.

- CRD: 116936
- Filed as: WATER VALLEY INVESTMENT ADVISORS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Sioux Center, IA
- Filing period: October 2026
- Form ADV filing dated: July 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/116936
- AdvisorCensus page: https://advisorcensus.com/firm/water-valley-investment-advisors-inc-sioux-center-ia-116936

## Quick answers

**How is Water Valley Investment Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Water Valley Investment Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management.

**Where is Water Valley Investment Advisors, Inc. located?**
Water Valley Investment Advisors, Inc.'s principal office is in Sioux Center, IA, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Water Valley Investment Advisors, Inc. registered with the SEC or a state?**
Water Valley Investment Advisors, Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 116936.

**How much does Water Valley Investment Advisors, Inc. manage?**
Water Valley Investment Advisors, Inc. reports $157,226,348 in regulatory assets under management in its Form ADV filing dated July 15, 2026 (100% discretionary).

**How have Water Valley Investment Advisors, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Water Valley Investment Advisors, Inc.: Regulatory assets under management: $109,211,743 in the October 2021 data and $157,226,348 in the October 2026 data, up 44%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Water Valley Investment Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (108); high net worth individuals (44); charitable organizations (6).

**Which custodians does Water Valley Investment Advisors, Inc. use?**
Water Valley Investment Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and TIAA-CREF as custodians holding 10% or more of its separately managed account assets.

**Does Water Valley Investment Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/116936

**Does Water Valley Investment Advisors, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated July 15, 2026 says: "WVIA requires a minimum of $250,000 in order to open an account. To reach this account minimum, clients can aggregate all household accounts. Exceptions may be granted to this minimum at the firm’s discretion."

**What changed in Water Valley Investment Advisors, Inc.'s recent Form ADV filings?**
In the August 2026 filing data: Added an office in Austin, TX. No longer lists an office in Sioux Center, IA. Registered or notice-filed in CA, NE.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated July 15, 2026)

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> WVIA requires a minimum of $250,000 in order to open an account. To reach this account minimum, clients can aggregate all household accounts. Exceptions may be granted to this minimum at the firm’s discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- TIAA-CREF

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $157,226,348
- Discretionary: $157,226,348
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 108 | $30,913,852 |
| High net worth individuals | 44 | $106,846,478 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $6,663,367 |
| Charitable organizations | 6 | $9,416,248 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 6 | $3,386,403 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Publication of periodicals or newsletters

### Firm details
- Registered since: 2021 (5 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, IA, NE, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Austin, TX

### Websites listed on Form ADV (Item 1.I)
- [wviainc.com](https://wviainc.com)
- LinkedIn @ben-gesink-cfp®-ms-597a9719b

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $109,211,743 | 3 | July 8, 2021 |
| October 2022 | $105,000,000 | 3 | February 15, 2022 |
| October 2023 | $93,983,068 | 3 | March 29, 2023 |
| October 2024 | $125,470,000 | 3 | March 20, 2024 |
| October 2025 | $141,151,068 | 3 | April 1, 2025 |
| October 2026 | $157,226,348 | 3 | July 15, 2026 |

Regulatory assets under management: $109,211,743 in the October 2021 data and $157,226,348 in the October 2026 data, up 44%.
Total employees: 3 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Added an office in Austin, TX.
- No longer lists an office in Sioux Center, IA.
- Registered or notice-filed in CA, NE.

### April 2026
- Regulatory assets under management went from $141,151,068 to $157,226,348 (+11%).
- Changed its office addresses in Sioux Center, IA.
- No longer lists an office in Little Elm, TX.
- Updated its list of owners and control persons (Schedule A).

### January 2026
- No longer registered or notice-filed in CA, CO, DE, FL, IL, IN, MI, MN, MO, MT, ND, NE, OK, SD.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Water Valley Investment Advisors, Inc. (CRD 116936): Form ADV filing data as of October 2026.