# Vista Financial Planning

> Vista Financial Planning is a state-registered investment advisory firm in Oak Park, IL, registered since 2004, with no regulatory assets under management reported in its Form ADV filing dated February 13, 2026.

- CRD: 129729
- Filed as: VISTA FINANCIAL PLANNING
- Legal name: Kaluziak, Sophie Marie
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Oak Park, IL
- Filing period: October 2026
- Form ADV filing dated: February 13, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/129729
- AdvisorCensus page: https://advisorcensus.com/firm/vista-financial-planning-oak-park-il-129729

## Quick answers

**How is Vista Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Vista Financial Planning reports these compensation arrangements: fixed fees (other than subscription fees).

**Where is Vista Financial Planning located?**
Vista Financial Planning's principal office is in Oak Park, IL, according to its Form ADV.

**Is Vista Financial Planning registered with the SEC or a state?**
Vista Financial Planning is a state-registered investment advisory firm, registered since 2004. Status as filed: APPROVED. CRD 129729.

**What types of clients does Vista Financial Planning serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (22); individuals (other than high net worth individuals) (7).

**Does Vista Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/129729

## From the Form ADV filing

### Compensation (Item 5.E)
- Fixed fees (other than subscription fees)

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 7 | $0 |
| High net worth individuals | 22 | $0 |
| Banking or thrift institutions | Fewer than 5 | $0 |
| Investment companies | Not reported | $0 |
| Business development companies | Not reported | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | Not reported | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $0 |
| Charitable organizations | Fewer than 5 | $0 |
| State or municipal government entities (including government pension plans) | Fewer than 5 | $0 |
| Other investment advisers | Fewer than 5 | $0 |
| Insurance companies | Fewer than 5 | $0 |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2004 (22 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- vistafp.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Vista Financial Planning (CRD 129729): Form ADV filing data as of October 2026.