{
  "crd_number": 312082,
  "slug": "vista-finance-llc-clayton-mo-312082",
  "primary_business_name": "VISTA FINANCE, LLC",
  "legal_name": "VISTA FINANCE, LLC",
  "dbas": [],
  "city": "Clayton",
  "state": "MO",
  "country": "United States",
  "cbsa_code": "41180",
  "metro": {
    "cbsa_code": "41180",
    "common_name": "St. Louis",
    "msa_name": "St. Louis, MO-IL",
    "path": "/advisors/mo/st-louis"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-03-01",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-03-27",
  "carried_forward": false,
  "raum_total": 319967161.0,
  "raum_discretionary": 304642089.0,
  "raum_non_discretionary": 15325072.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 4,
  "client_count_bucket": null,
  "clients_by_type": {
    "charitable": {
      "raum": 1565525.0,
      "count": 15
    },
    "individuals": {
      "raum": 4025193.0,
      "count": 15
    },
    "high_net_worth_individuals": {
      "raum": 259807844.0,
      "count": 58
    },
    "corporations_other_businesses": {
      "raum": 54568599.0,
      "count": 10
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO",
    "FL",
    "MN",
    "MO",
    "TX",
    "WY"
  ],
  "websites": [
    "https://business.facebook.com/myvistafinance",
    "https://facebook.com/myvistafinance",
    "https://instagram.com/myvistafinance",
    "https://linkedin.com/company/vista-finance-llc?trk=public_profile_topcard-current-company",
    "https://linkedin.com/in/brian-landzaat-034a7838",
    "https://linkedin.com/in/chris-williams-8369074",
    "https://linkedin.com/in/lincoln-l-a-sorensen-a0179849",
    "https://myvista.us",
    "https://twitter.com/vista_finance"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/312082",
  "city_as_filed": "CLAYTON",
  "url": "https://advisorcensus.com/firm/vista-finance-llc-clayton-mo-312082",
  "display_name": "Vista Finance, LLC",
  "summary": "Vista Finance, LLC is an SEC-registered investment advisory firm in Clayton, MO, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.",
  "citation": "AdvisorCensus. Vista Finance, LLC (CRD 312082): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Vista Finance, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Vista Finance, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Vista Finance, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 27, 2026 states: Flat fee: up to $100,000 (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Vista Finance, LLC located?",
      "a": "Vista Finance, LLC's principal office is in Clayton, MO, according to its Form ADV."
    },
    {
      "q": "Is Vista Finance, LLC registered with the SEC or a state?",
      "a": "Vista Finance, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 312082."
    },
    {
      "q": "How much does Vista Finance, LLC manage?",
      "a": "Vista Finance, LLC reports $319,967,161 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (95% discretionary)."
    },
    {
      "q": "How have Vista Finance, LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Vista Finance, LLC: Regulatory assets under management: $214,041,433 in the October 2021 data and $319,967,161 in the October 2026 data, up 49%. Total employees: 3 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Vista Finance, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (58); individuals (other than high net worth individuals) (15); charitable organizations (15)."
    },
    {
      "q": "Which custodians does Vista Finance, LLC use?",
      "a": "Vista Finance, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Vista Finance, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/312082"
    },
    {
      "q": "What changed in Vista Finance, LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 5 to 4. Regulatory assets under management went from $273,752,374 to $319,967,161 (+17%). Registered or notice-filed in TX."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 214041433.0,
      "total_employees": 3,
      "filing_date": "2021-09-30"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 195954617.0,
      "total_employees": 3,
      "filing_date": "2022-09-06"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 157158891.0,
      "total_employees": 4,
      "filing_date": "2023-03-27"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 209685096.0,
      "total_employees": 7,
      "filing_date": "2024-07-02"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 273752374.0,
      "total_employees": 8,
      "filing_date": "2025-07-09"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 319967161.0,
      "total_employees": 5,
      "filing_date": "2026-03-27"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 5 to 4.",
        "Regulatory assets under management went from $273,752,374 to $319,967,161 (+17%).",
        "Registered or notice-filed in TX."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: up to $100,000 (financial planning and consulting services)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: up to $100,000 (financial planning and consulting services)"
        ],
        "quotes": [
          "Our firm charges a flat or recurring fee for financial planning and consulting services. The ultimate fee charged is based on the scope and complexity of our engagement with the client. Flat and annual recurring fees will not exceed $100,000."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": null,
          "max": 100000.0,
          "period": "one_time",
          "service": "financial planning and consulting services"
        }
      ]
    },
    "quotes": [
      "Our firm charges a flat or recurring fee for financial planning and consulting services. The ultimate fee charged is based on the scope and complexity of our engagement with the client. Flat and annual recurring fees will not exceed $100,000."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/vista-finance-llc-clayton-mo-312082.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 15,
      "fewer_than_5": false,
      "raum": 4025193.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 58,
      "fewer_than_5": false,
      "raum": 259807844.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 15,
      "fewer_than_5": false,
      "raum": 1565525.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 10,
      "fewer_than_5": false,
      "raum": 54568599.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/312082",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}