# Vision Retirement

> Vision Retirement is an SEC-registered investment advisory firm in Ridgewood, NJ, registered since 2022, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated June 18, 2026.

- CRD: 173064
- Filed as: VISION RETIREMENT
- Legal name: Vision Retirement, LLC
- Also doing business as: THE LANZA FINANCIAL GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Ridgewood, NJ
- Filing period: October 2026
- Form ADV filing dated: June 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/173064
- AdvisorCensus page: https://advisorcensus.com/firm/vision-retirement-ridgewood-nj-173064

## Quick answers

**How is Vision Retirement compensated?**
On its Form ADV (Item 5.E, October 2026), Vision Retirement reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Vision Retirement located?**
Vision Retirement's principal office is in Ridgewood, NJ, according to its Form ADV; the July 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Vision Retirement registered with the SEC or a state?**
Vision Retirement is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 173064.

**How much does Vision Retirement manage?**
Vision Retirement reports $633,740,217 in regulatory assets under management in its Form ADV filing dated June 18, 2026 (95% discretionary).

**How have Vision Retirement's assets and staff changed since 2021?**
In the Form ADV data for Vision Retirement: Regulatory assets under management: $70,112,381 in the October 2021 data and $633,740,217 in the October 2026 data, up 804%. Total employees: 6 in October 2021 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Vision Retirement serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (655); high net worth individuals (451); corporations or other businesses not listed above (8).

**Which custodians does Vision Retirement use?**
Vision Retirement's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Vision Retirement report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/173064

**What changed in Vision Retirement's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $497,261,766 to $633,740,217 (+27%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Custodians (Schedule D, Section 5.K(3))
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $633,740,217
- Discretionary: $601,870,992
- Non-discretionary: $31,869,225

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 655 | $120,373,707 |
| High net worth individuals | 451 | $504,487,237 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $1,116,588 |
| Charitable organizations | 3 | $799,158 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 8 | $6,963,527 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2022 (4 years)
- Employees: 13 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, CO, CT, FL, LA, MA, NC, NH, NJ, NY, PA, SC, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Poughkeepsie, NJ

### Websites listed on Form ADV (Item 1.I)
- visionretirement.com
- Facebook @VisionRetirement
- LinkedIn @pdmuller

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $70,112,381 | 6 | September 29, 2021 |
| October 2022 | $105,429,019 | 7 | September 29, 2022 |
| October 2023 | $106,130,883 | 7 | July 6, 2023 |
| October 2024 | $142,146,333 | 8 | July 18, 2024 |
| October 2025 | $497,261,766 | 14 | July 17, 2025 |
| October 2026 | $633,740,217 | 13 | June 18, 2026 |

Regulatory assets under management: $70,112,381 in the October 2021 data and $633,740,217 in the October 2026 data, up 804%.
Total employees: 6 in October 2021 and 13 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $497,261,766 to $633,740,217 (+27%).

### February 2026
- Registered or notice-filed in AZ, VA, WA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Vision Retirement (CRD 173064): Form ADV filing data as of October 2026.