# Virtus Wealth Solutions

> Virtus Wealth Solutions is an SEC-registered investment advisory firm in Cranford, NJ, registered since 2024, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 13, 2026.

- CRD: 332536
- Filed as: VIRTUS WEALTH SOLUTIONS
- Legal name: Innovative Financial Solutions NJ, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Cranford, NJ
- Filing period: October 2026
- Form ADV filing dated: March 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/332536
- AdvisorCensus page: https://advisorcensus.com/firm/virtus-wealth-solutions-cranford-nj-332536

## Quick answers

**How is Virtus Wealth Solutions compensated?**
On its Form ADV (Item 5.E, October 2026), Virtus Wealth Solutions reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Virtus Wealth Solutions charge?**
Its Form ADV Part 2A brochure dated March 13, 2026 states: Hourly rate: $500 an hour (Wealth Management Consulting). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Virtus Wealth Solutions located?**
Virtus Wealth Solutions' principal office is in Cranford, NJ, according to its Form ADV; the December 2025 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Virtus Wealth Solutions registered with the SEC or a state?**
Virtus Wealth Solutions is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 332536.

**How much does Virtus Wealth Solutions manage?**
Virtus Wealth Solutions reports $594,905,446 in regulatory assets under management in its Form ADV filing dated March 13, 2026 (100% discretionary).

**How have Virtus Wealth Solutions' assets and staff changed since 2024?**
In the Form ADV data for Virtus Wealth Solutions: Regulatory assets under management: $501,433,225 in the October 2025 data and $594,905,446 in the October 2026 data, up 19%. Total employees: 7 in October 2024 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Virtus Wealth Solutions serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (198); high net worth individuals (109); corporations or other businesses not listed above (13).

**Which custodians does Virtus Wealth Solutions use?**
Virtus Wealth Solutions' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Virtus Wealth Solutions report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/332536

**What changed in Virtus Wealth Solutions' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $501,433,225 to $594,905,446 (+19%). No longer lists an office in Elkridge, MD.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 13, 2026)

- Hourly rate: $500 an hour (Wealth Management Consulting)

> Wealth Management Consulting: The Commonwealth Wealth Management Consulting Program provides clients with the option of paying an annual fee for ongoing services, a flat or fixed fee, or an hourly rate not to exceed $500.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $594,905,446
- Discretionary: $594,905,446
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 198 | $78,382,647 |
| High net worth individuals | 109 | $472,271,087 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $5,409,880 |
| Charitable organizations | 2 | $4,440,956 |
| Corporations or other businesses not listed above | 13 | $34,400,876 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (2 years)
- Employees: 6 total, 4 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, DE, FL, MD, NC, NJ, NY, PA, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the December 2025 filing
- Elkridge, MD

### Websites listed on Form ADV (Item 1.I)
- virtuswealthsolutions.com
- Facebook @virtuswealthsolutions
- LinkedIn @virtusws

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | Not reported | 7 | August 9, 2024 |
| October 2025 | $501,433,225 | 6 | March 24, 2025 |
| October 2026 | $594,905,446 | 6 | March 13, 2026 |

Regulatory assets under management: $501,433,225 in the October 2025 data and $594,905,446 in the October 2026 data, up 19%.
Total employees: 7 in October 2024 and 6 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $501,433,225 to $594,905,446 (+19%).
- No longer lists an office in Elkridge, MD.

### December 2025
- Changed its legal name from Virtus Wealth Solutions to Innovative Financial Solutions NJ, LLC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Virtus Wealth Solutions (CRD 332536): Form ADV filing data as of October 2026.