# Vilga Financial Planning LLC

> Vilga Financial Planning LLC is an SEC-registered investment advisory firm, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 24, 2026.

- CRD: 311166
- Filed as: VILGA FINANCIAL PLANNING LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: March 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/311166
- AdvisorCensus page: https://advisorcensus.com/firm/vilga-financial-planning-llc-311166

## Quick answers

**How is Vilga Financial Planning LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Vilga Financial Planning LLC reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**How much does Vilga Financial Planning LLC charge?**
Its Form ADV Part 2A brochure dated March 24, 2026 states: Flat fee: $6,000 to $10,000 (One-Time Comprehensive Financial Plan); Hourly rate: $400 an hour (limited-scope projects…). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Vilga Financial Planning LLC registered with the SEC or a state?**
Vilga Financial Planning LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 311166.

**How much does Vilga Financial Planning LLC manage?**
Vilga Financial Planning LLC reports $169,313,370 in regulatory assets under management in its Form ADV filing dated March 24, 2026 (100% discretionary).

**How have Vilga Financial Planning LLC's assets and staff changed since 2025?**
In the Form ADV data for Vilga Financial Planning LLC: Regulatory assets under management: $124,656,173 in the October 2025 data and $169,313,370 in the October 2026 data, up 36%. Total employees: 2 in October 2025 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Vilga Financial Planning LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (19).

**Which custodians does Vilga Financial Planning LLC use?**
Vilga Financial Planning LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Vilga Financial Planning LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/311166

**Does Vilga Financial Planning LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 24, 2026 says: "We do not have a minimum account size requirement."

**What changed in Vilga Financial Planning LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $124,656,173 to $169,313,370 (+36%).

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 24, 2026)

- Account minimum: None

> We do not have a minimum account size requirement.

- Flat fee: $6,000 to $10,000 (One-Time Comprehensive Financial Plan)

> The fee for a One-Time Comprehensive Financial Plan ranges from $6,000 to $10,000. The fee is negotiable.

- Hourly rate: $400 an hour (limited-scope projects…)

> On a limited basis, hourly financial planning engagements will be offered at an hourly rate of $400 per hour for limited-scope projects (employee benefits optimization, social security claiming strategy, basic budgeting, etc.).

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $169,313,370
- Discretionary: $169,313,370
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | $1,507,557 |
| High net worth individuals | 19 | $167,805,813 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NC, NJ, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- vilga.com
- Facebook @vilga.financial
- LinkedIn @vilga
- LinkedIn @austin-luckie-cfp®-tpcp®-bb6b86a1
- LinkedIn @igorsmolyanskiy

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $124,656,173 | 2 | July 8, 2025 |
| October 2026 | $169,313,370 | 2 | March 24, 2026 |

Regulatory assets under management: $124,656,173 in the October 2025 data and $169,313,370 in the October 2026 data, up 36%.
Total employees: 2 in October 2025 and 2 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $124,656,173 to $169,313,370 (+36%).

### March 2026
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Vilga Financial Planning LLC (CRD 311166): Form ADV filing data as of October 2026.