# Vestgen Advisors, LLC

> Vestgen Advisors, LLC is an SEC-registered investment advisory firm in Chicago, IL, registered since 2022, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated September 11, 2026.

- CRD: 318657
- Filed as: VESTGEN ADVISORS, LLC
- Also doing business as: VESTGEN, VESTGEN ADVISORS, VESTGEN CHICAGO, VESTGEN DOWNERS GROVE, VESTGEN EGG HARBOR, VESTGEN GLEN ELLYN, VESTGEN INVERNESS & DOWNERS GROVE, VESTGEN KANSAS CITY, VESTGEN KEY WEST, VESTGEN KIRKWOOD, VESTGEN NAPERVILLE, VESTGEN OAK BROOK, VESTGEN RETIREMENT SERVICES, VESTGEN SCHAUMBURG, VESTGEN SOUTH BARRINGTON, VESTGEN ST. CHARLES, VESTGEN WEALTH PARTNERS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Chicago, IL
- Filing period: October 2026
- Form ADV filing dated: September 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/318657
- AdvisorCensus page: https://advisorcensus.com/firm/vestgen-advisors-llc-chicago-il-318657

## Quick answers

**How is Vestgen Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Vestgen Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Vestgen Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: up to 2.5% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Vestgen Advisors, LLC located?**
Vestgen Advisors, LLC's principal office is in Chicago, IL, according to its Form ADV; the October 2026 filing also lists 12 other offices (Schedule D, Section 1.F).

**Is Vestgen Advisors, LLC registered with the SEC or a state?**
Vestgen Advisors, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 318657.

**How much does Vestgen Advisors, LLC manage?**
Vestgen Advisors, LLC reports $6,665,601,942 in regulatory assets under management in its Form ADV filing dated September 11, 2026 (85% discretionary).

**How have Vestgen Advisors, LLC's assets and staff changed since 2022?**
In the Form ADV data for Vestgen Advisors, LLC: Regulatory assets under management: $302,971,023 in the October 2022 data and $6,665,601,942 in the October 2026 data, up 2100%. Total employees: 6 in October 2022 and 165 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Vestgen Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (21,477); high net worth individuals (1,313).

**Which custodians does Vestgen Advisors, LLC use?**
Vestgen Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc., Fidelity Brokerage Services LLC and Pershing Advisors Solutions LLC as custodians holding 10% or more of its separately managed account assets.

**Does Vestgen Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/318657

**What changed in Vestgen Advisors, LLC's recent Form ADV filings?**
In the October 2026 filing data: Registered or notice-filed in ME, NE, VT.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Asset-based fee: up to 2.5% of assets a year (the maximum the brochure states)

> The annual investment advisory fee charged ranges up to a maximum of 2.5% of the assets held in the account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC
- Pershing Advisors Solutions LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $6,665,601,942
- Discretionary: $5,665,761,650
- Non-discretionary: $999,840,292

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 21,477 | $3,237,791,789 |
| High net worth individuals | 1,313 | $3,427,810,153 |
| Banking or thrift institutions | Fewer than 5 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | Not reported |
| Charitable organizations | Fewer than 5 | Not reported |
| State or municipal government entities (including government pension plans) | Fewer than 5 | Not reported |
| Other investment advisers | Fewer than 5 | Not reported |
| Insurance companies | Fewer than 5 | Not reported |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | Not reported |
| Corporations or other businesses not listed above | Fewer than 5 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 165 total, 58 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, MA, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, VT, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Chicago, IL
- Dallas, TX
- Downers Grove, IL
- Egg Harbor Township, NJ
- Glen Ellyn, IL
- Kansas City, MO
- Kirkwood, MO
- Naperville, IL
- Oak Brook, IL
- Schaumburg, IL
- South Barrington, IL
- St. Charles, IL

### Websites listed on Form ADV (Item 1.I)
- getretiredstayretired.com
- optimuminvestment.com
- vestgen.com
- Facebook @Investwithwmg
- Facebook @VestGen-Wealth-Partners
- Instagram @vestgen
- LinkedIn @vestgen-wealth-partners
- LinkedIn @wealthmanagementgroup
- X @investwithwmg
- YouTube @UCbAxr_G2jodWZ4WXX9ghruw

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $302,971,023 | 6 | July 6, 2022 |
| October 2023 | $528,149,659 | 7 | September 27, 2023 |
| October 2024 | $660,292,121 | 7 | September 19, 2024 |
| October 2025 | $3,470,310,102 | 115 | July 17, 2025 |
| October 2026 | $6,665,601,942 | 165 | September 11, 2026 |

Regulatory assets under management: $302,971,023 in the October 2022 data and $6,665,601,942 in the October 2026 data, up 2100%.
Total employees: 6 in October 2022 and 165 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Registered or notice-filed in ME, NE, VT.

### September 2026
- Registered or notice-filed in HI.

### August 2026
- Registered or notice-filed in MT.
- Updated its list of owners and control persons (Schedule A).

### June 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- No longer lists the business name Optimum Investment Advisors.
- No longer lists the business name Vestgen Naples.
- Added the business name Vestgen Retirement Services.
- Added the business name Vestgen South Barrington.
- Employees performing advisory functions went from 30 to 58.
- Regulatory assets under management went from $3,470,310,102 to $6,665,601,942 (+92%).
- Added an office in Chicago, IL.
- Added an office in Oak Brook, IL.

### February 2026
- Added the business name Vestgen Key West.
- Added the business name Vestgen Kirkwood.
- Added the business name Vestgen Schaumburg.
- Added the business name Vestgen ST. Charles.
- Added an office in Kansas City, MO.
- Added an office in Kirkwood, MO.
- Added an office in Schaumburg, IL.
- Added an office in St. Charles, IL.
- Registered or notice-filed in AL, CT, DC, DE, KY, MA, NM, NV, OK, OR, VA, WA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Vestgen Advisors, LLC (CRD 318657): Form ADV filing data as of October 2026.