{
  "crd_number": 296970,
  "slug": "vested-financial-planning-llc-296970",
  "primary_business_name": "VESTED FINANCIAL PLANNING, LLC",
  "legal_name": "VESTED FINANCIAL PLANNING, LLC",
  "dbas": [
    "VESTED FINANCIAL PLANNING"
  ],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-03-22",
  "years_registered": 2,
  "period": "2026-10-01",
  "filing_date": "2026-03-03",
  "carried_forward": false,
  "raum_total": 157174739.0,
  "raum_discretionary": 157174739.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "high_net_worth_individuals": {
      "raum": 157174739.0,
      "count": 37
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "TX"
  ],
  "websites": [
    "https://facebook.com/vestedfinancialplanning",
    "https://linkedin.com/company/vestedfinancialplanning",
    "https://vestedfinancialplanning.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/296970",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/vested-financial-planning-llc-296970",
  "display_name": "Vested Financial Planning, LLC",
  "summary": "Vested Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 3, 2026.",
  "citation": "AdvisorCensus. Vested Financial Planning, LLC (CRD 296970): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Vested Financial Planning, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Vested Financial Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Vested Financial Planning, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 3, 2026 states: Subscription: $10,000 to $50,000 a year (Comprehensive Financial Planning); Hourly rate: $500 an hour (onboarding services); Subscription: $1,000 to $50,000 a year (Employee Equity Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Vested Financial Planning, LLC registered with the SEC or a state?",
      "a": "Vested Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 296970."
    },
    {
      "q": "How much does Vested Financial Planning, LLC manage?",
      "a": "Vested Financial Planning, LLC reports $157,174,739 in regulatory assets under management in its Form ADV filing dated March 3, 2026 (100% discretionary)."
    },
    {
      "q": "How have Vested Financial Planning, LLC's assets and staff changed since 2024?",
      "a": "In the Form ADV data for Vested Financial Planning, LLC: Regulatory assets under management: $101,570,990 in the October 2024 data and $157,174,739 in the October 2026 data, up 55%. Total employees: 1 in October 2024 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Vested Financial Planning, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (37)."
    },
    {
      "q": "Which custodians does Vested Financial Planning, LLC use?",
      "a": "Vested Financial Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Vested Financial Planning, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/296970"
    },
    {
      "q": "Does Vested Financial Planning, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 3, 2026 says: \"We have a minimum account size requirement of $3,000,000. This minimum may be waived at the sole discretion of VFP. Legacy clients may have lower minimums.\""
    },
    {
      "q": "What changed in Vested Financial Planning, LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $129,158,993 to $157,174,739 (+22%)."
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 101570990.0,
      "total_employees": 1,
      "filing_date": "2024-04-03"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 129158993.0,
      "total_employees": 1,
      "filing_date": "2025-06-24"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 157174739.0,
      "total_employees": 1,
      "filing_date": "2026-03-03"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $129,158,993 to $157,174,739 (+22%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 3, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$3,000,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Subscription: $10,000 to $50,000 a year (Comprehensive Financial Planning)",
      "Hourly rate: $500 an hour (onboarding services)",
      "Subscription: $1,000 to $50,000 a year (Employee Equity Planning)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $3,000,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "We have a minimum account size requirement of $3,000,000. This minimum may be waived at the sole discretion of VFP. Legacy clients may have lower minimums."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $10,000 to $50,000 a year (Comprehensive Financial Planning)"
        ],
        "quotes": [
          "Comprehensive Financial Planning consists of an ongoing annual fee between $10,000 - $50,000. The fee is paid quarterly in advance."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $500 an hour (onboarding services)"
        ],
        "quotes": [
          "For clients who initiate an investment management agreement but do not subsequently transfer a minimum of $3,000,000 in assets under management, $500 per hour is assessed and invoiced to the client for onboarding services."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $1,000 to $50,000 a year (Employee Equity Planning)"
        ],
        "quotes": [
          "Employee Equity Planning consists of an annual fee between $1,000 - $50,000. The fee is paid quarterly in advance."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 3000000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "subscription",
          "amount": null,
          "min": 10000.0,
          "max": 50000.0,
          "period": "annual",
          "service": "Comprehensive Financial Planning"
        },
        {
          "kind": "hourly",
          "amount": 500.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "onboarding services"
        },
        {
          "kind": "subscription",
          "amount": null,
          "min": 1000.0,
          "max": 50000.0,
          "period": "annual",
          "service": "Employee Equity Planning"
        }
      ]
    },
    "quotes": [
      "We have a minimum account size requirement of $3,000,000. This minimum may be waived at the sole discretion of VFP. Legacy clients may have lower minimums.",
      "Comprehensive Financial Planning consists of an ongoing annual fee between $10,000 - $50,000. The fee is paid quarterly in advance.",
      "For clients who initiate an investment management agreement but do not subsequently transfer a minimum of $3,000,000 in assets under management, $500 per hour is assessed and invoiced to the client for onboarding services.",
      "Employee Equity Planning consists of an annual fee between $1,000 - $50,000. The fee is paid quarterly in advance."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/vested-financial-planning-llc-296970.md",
  "clients": [
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 37,
      "fewer_than_5": false,
      "raum": 157174739.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/296970",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}