# Vantage Wealth Planning

> Vantage Wealth Planning is an SEC-registered investment advisory firm in Reno, NV, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.

- CRD: 173929
- Filed as: VANTAGE WEALTH PLANNING
- Legal name: KRM Wealth Management L.L.C.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Reno, NV
- Filing period: October 2026
- Form ADV filing dated: March 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/173929
- AdvisorCensus page: https://advisorcensus.com/firm/vantage-wealth-planning-reno-nv-173929

## Quick answers

**How is Vantage Wealth Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Vantage Wealth Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Vantage Wealth Planning charge?**
Its Form ADV Part 2A brochure dated March 10, 2026 states: Asset-based fee: 0.6% to 1% a year (a range, as the brochure states it); Flat fee: $1,000 to $10,000 (financial planning and/or consulting services); Hourly rate: $225 an hour (planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Vantage Wealth Planning located?**
Vantage Wealth Planning's principal office is in Reno, NV, according to its Form ADV.

**Is Vantage Wealth Planning registered with the SEC or a state?**
Vantage Wealth Planning is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 173929.

**How much does Vantage Wealth Planning manage?**
Vantage Wealth Planning reports $264,671,254 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (100% discretionary).

**How have Vantage Wealth Planning's assets and staff changed since 2022?**
In the Form ADV data for Vantage Wealth Planning: Regulatory assets under management: $107,236,311 in the October 2022 data and $264,671,254 in the October 2026 data, up 147%. Total employees: 2 in October 2022 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Vantage Wealth Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (299); high net worth individuals (99); pension and profit sharing plans (but not the plan participants or government pension plans) (8).

**Which custodians does Vantage Wealth Planning use?**
Vantage Wealth Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Vantage Wealth Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/173929

**What changed in Vantage Wealth Planning's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $198,568,398 to $264,671,254 (+33%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 10, 2026)

- Asset-based fee: 0.6% to 1% a year (a range, as the brochure states it)

> The Registrant’s annual investment advisory fee shall vary from 0.60% up to 1.00% of the total assets placed under the Registrant’s management/advisement

- Flat fee: $1,000 to $10,000 (financial planning and/or consulting services)

> Registrant’s planning and consulting fees are negotiable, depending upon the level and scope of the service(s) required and the professional(s) rendering the service(s), but generally range from $1,000 to $10,000 on a fixed fee basis.

- Hourly rate: $225 an hour (planning and consulting services)

> The Registrant may also be engaged to provide planning and consulting services at $225 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $264,671,254
- Discretionary: $264,671,254
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 299 | $78,522,069 |
| High net worth individuals | 99 | $172,268,217 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 8 | $10,252,640 |
| Charitable organizations | Fewer than 5 | $257,457 |
| Corporations or other businesses not listed above | Fewer than 5 | $3,370,871 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (4 years)
- Employees: 4 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NV, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- vantagewealthplanning.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $107,236,311 | 2 | June 15, 2022 |
| October 2023 | $134,856,421 | 2 | August 4, 2023 |
| October 2024 | $169,747,735 | 2 | March 23, 2024 |
| October 2025 | $198,568,398 | 3 | March 18, 2025 |
| October 2026 | $264,671,254 | 4 | March 11, 2026 |

Regulatory assets under management: $107,236,311 in the October 2022 data and $264,671,254 in the October 2026 data, up 147%.
Total employees: 2 in October 2022 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $198,568,398 to $264,671,254 (+33%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Vantage Wealth Planning (CRD 173929): Form ADV filing data as of October 2026.