# Vantage Financial Group

> Vantage Financial Group is an SEC-registered investment advisory firm in Auburn, CA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 15, 2026.

- CRD: 309675
- Filed as: VANTAGE FINANCIAL GROUP
- Legal name: Hudson Financial Services, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Auburn, CA
- Filing period: October 2026
- Form ADV filing dated: May 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/309675
- AdvisorCensus page: https://advisorcensus.com/firm/vantage-financial-group-auburn-ca-309675

## Quick answers

**How is Vantage Financial Group compensated?**
On its Form ADV (Item 5.E, October 2026), Vantage Financial Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Vantage Financial Group located?**
Vantage Financial Group's principal office is in Auburn, CA, according to its Form ADV.

**Is Vantage Financial Group registered with the SEC or a state?**
Vantage Financial Group is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 309675.

**How much does Vantage Financial Group manage?**
Vantage Financial Group reports $118,600,000 in regulatory assets under management in its Form ADV filing dated May 15, 2026 (100% discretionary).

**What types of clients does Vantage Financial Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (331); high net worth individuals (110); corporations or other businesses not listed above (10).

**Which custodians does Vantage Financial Group use?**
Vantage Financial Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Vantage Financial Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309675

**Does Vantage Financial Group state an account minimum?**
Its Form ADV Part 2A brochure dated April 1, 2026 says: "Vantage does not require a minimum to open an account."

**What changed in Vantage Financial Group's recent Form ADV filings?**
In the June 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 1, 2026)

- Account minimum: None

> Vantage does not require a minimum to open an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $118,600,000
- Discretionary: $118,600,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 331 | $40,300,000 |
| High net worth individuals | 110 | $76,100,000 |
| Corporations or other businesses not listed above | 10 | $2,200,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2026 (0 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, OR, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- realhopeadvisors.com
- vantageauburn.com
- Facebook facebook.com
- Facebook @karstenkaczmar
- Facebook @thekarstenkaz
- LinkedIn @karsten-kaczmar-979843124

## Changes in the filing (last 12 months)

### June 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Vantage Financial Group (CRD 309675): Form ADV filing data as of October 2026.