# Values Added Financial

> Values Added Financial is an SEC-registered investment advisory firm, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 10, 2026.

- CRD: 288912
- Filed as: VALUES ADDED FINANCIAL
- Legal name: Values Added Financial LLC
- Also doing business as: VALUES ADDED
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: February 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/288912
- AdvisorCensus page: https://advisorcensus.com/firm/values-added-financial-288912

## Quick answers

**How is Values Added Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Values Added Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Values Added Financial charge?**
Its Form ADV Part 2A brochure dated February 10, 2026 states: Subscription: $1,000 to $5,000 a quarter (Business Consulting Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Values Added Financial registered with the SEC or a state?**
Values Added Financial is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 288912.

**How much does Values Added Financial manage?**
Values Added Financial reports $313,672,262 in regulatory assets under management in its Form ADV filing dated February 10, 2026 (100% discretionary).

**How have Values Added Financial's assets and staff changed since 2021?**
In the Form ADV data for Values Added Financial: Regulatory assets under management: $105,827,432 in the October 2021 data and $313,672,262 in the October 2026 data, up 196%. Total employees: 4 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Values Added Financial serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (74); individuals (other than high net worth individuals) (38); charitable organizations (3).

**Which custodians does Values Added Financial use?**
Values Added Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Values Added Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/288912

**Does Values Added Financial state an account minimum?**
Its Form ADV Part 2A brochure dated February 10, 2026 says: "As such, there is no minimum net worth or asset requirement to become a client."

**What changed in Values Added Financial's recent Form ADV filings?**
In the February 2026 filing data: Employees performing advisory functions went from 6 to 9. Regulatory assets under management went from $234,246,198 to $313,672,262 (+34%). Registered or notice-filed in GA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 10, 2026)

- Account minimum: None

> As such, there is no minimum net worth or asset requirement to become a client.

- Subscription: $1,000 to $5,000 a quarter (Business Consulting Services)

> Business owners pay a separate business consulting fee range between $1,000-$5,000 per quarter, paid quarterly in advance.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $313,672,262
- Discretionary: $313,672,262
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 38 | $23,478,585 |
| High net worth individuals | 74 | $286,345,953 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 3 | $3,847,724 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2021 (5 years)
- Employees: 9 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, DC, GA, LA, MA, MD, NH, NY, OH, PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [valuesaddedfinancial.com](https://valuesaddedfinancial.com)
- Facebook @VALUESADDEDFINANCIAL
- LinkedIn @11203957
- X @VALUESADDEDDC

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $105,827,432 | 4 | September 15, 2021 |
| October 2022 | $116,809,196 | 4 | September 7, 2022 |
| October 2023 | $124,658,727 | 6 | August 1, 2023 |
| October 2024 | $172,649,583 | 5 | February 20, 2024 |
| October 2025 | $234,246,198 | 8 | April 8, 2025 |
| October 2026 | $313,672,262 | 9 | February 10, 2026 |

Regulatory assets under management: $105,827,432 in the October 2021 data and $313,672,262 in the October 2026 data, up 196%.
Total employees: 4 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Employees performing advisory functions went from 6 to 9.
- Regulatory assets under management went from $234,246,198 to $313,672,262 (+34%).
- Registered or notice-filed in GA.

### January 2026
- No longer registered or notice-filed in IL, NC.

### December 2025
- Registered or notice-filed in OH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Values Added Financial (CRD 288912): Form ADV filing data as of October 2026.