# Valpey Financial Services LLC

> Valpey Financial Services LLC is an SEC-registered investment advisory firm in Concord, NH, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 154154
- Filed as: VALPEY FINANCIAL SERVICES LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Concord, NH
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/154154
- AdvisorCensus page: https://advisorcensus.com/firm/valpey-financial-services-llc-concord-nh-154154

## Quick answers

**How is Valpey Financial Services LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Valpey Financial Services LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Where is Valpey Financial Services LLC located?**
Valpey Financial Services LLC's principal office is in Concord, NH, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Valpey Financial Services LLC registered with the SEC or a state?**
Valpey Financial Services LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 154154.

**How much does Valpey Financial Services LLC manage?**
Valpey Financial Services LLC reports $226,009,211 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (94% discretionary).

**How have Valpey Financial Services LLC's assets and staff changed since 2021?**
In the Form ADV data for Valpey Financial Services LLC: Regulatory assets under management: $134,754,341 in the October 2021 data and $226,009,211 in the October 2026 data, up 68%. Total employees: 4 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Valpey Financial Services LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (117); high net worth individuals (69).

**Which custodians does Valpey Financial Services LLC use?**
Valpey Financial Services LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Valpey Financial Services LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/154154

**What changed in Valpey Financial Services LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $199,064,068 to $226,009,211 (+14%). Employees performing advisory functions went from 2 to 1.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Minimum annual fee: $6,000

> Our minimum annual household fee for ongoing investment management services is $6,000, which may be reduced or waived at the firm’s discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $226,009,211
- Discretionary: $211,634,164
- Non-discretionary: $14,375,047

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 117 | $45,019,547 |
| High net worth individuals | 69 | $180,989,664 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2020 (6 years)
- Employees: 4 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MA, NH, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Dover, NH

### Websites listed on Form ADV (Item 1.I)
- valpeyfinancialservices.com
- LinkedIn @valpey-financial-services-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $134,754,341 | 4 | June 28, 2021 |
| October 2022 | $164,196,365 | 4 | March 22, 2022 |
| October 2023 | $152,412,350 | 4 | June 5, 2023 |
| October 2024 | $179,814,011 | 4 | March 26, 2024 |
| October 2025 | $199,064,068 | 4 | March 31, 2025 |
| October 2026 | $226,009,211 | 4 | March 31, 2026 |

Regulatory assets under management: $134,754,341 in the October 2021 data and $226,009,211 in the October 2026 data, up 68%.
Total employees: 4 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $199,064,068 to $226,009,211 (+14%).
- Employees performing advisory functions went from 2 to 1.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Valpey Financial Services LLC (CRD 154154): Form ADV filing data as of October 2026.