# Valley Wealth Strategies, LLC

> Valley Wealth Strategies, LLC is an SEC-registered investment advisory firm in Lodi, CA, registered since 2018, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated June 1, 2026.

- CRD: 289737
- Filed as: VALLEY WEALTH STRATEGIES, LLC
- Also doing business as: ZUK FINANCIAL GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lodi, CA
- Filing period: October 2026
- Form ADV filing dated: June 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/289737
- AdvisorCensus page: https://advisorcensus.com/firm/valley-wealth-strategies-llc-lodi-ca-289737

## Quick answers

**How is Valley Wealth Strategies, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Valley Wealth Strategies, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Valley Wealth Strategies, LLC located?**
Valley Wealth Strategies, LLC's principal office is in Lodi, CA, according to its Form ADV; the July 2026 filing also lists 14 other offices (Schedule D, Section 1.F).

**Is Valley Wealth Strategies, LLC registered with the SEC or a state?**
Valley Wealth Strategies, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 289737.

**How much does Valley Wealth Strategies, LLC manage?**
Valley Wealth Strategies, LLC reports $1,447,751,335 in regulatory assets under management in its Form ADV filing dated June 1, 2026 (31% discretionary).

**How have Valley Wealth Strategies, LLC's assets and staff changed since 2021?**
In the Form ADV data for Valley Wealth Strategies, LLC: Regulatory assets under management: $848,230,007 in the October 2021 data and $1,447,751,335 in the October 2026 data, up 71%. Total employees: 59 in October 2021 and 59 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Valley Wealth Strategies, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,689); high net worth individuals (277); pension and profit sharing plans (but not the plan participants or government pension plans) (68).

**Which custodians does Valley Wealth Strategies, LLC use?**
Valley Wealth Strategies, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc., LPL Financial LLC and Matrix Trust Company as custodians holding 10% or more of its separately managed account assets.

**Does Valley Wealth Strategies, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/289737

**What changed in Valley Wealth Strategies, LLC's recent Form ADV filings?**
In the July 2026 filing data: Registered or notice-filed in NH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- LPL Financial LLC
- Matrix Trust Company

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,447,751,335
- Discretionary: $448,339,595
- Non-discretionary: $999,411,740

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,689 | $870,574,548 |
| High net worth individuals | 277 | $494,985,384 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 68 | $38,047,908 |
| Charitable organizations | 16 | $41,680,332 |
| Corporations or other businesses not listed above | 5 | $2,463,163 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2018 (8 years)
- Employees: 59 total, 26 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, MA, MN, NC, NH, NM, NV, NY, OR, TN, TX, UT, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Arlington, TX
- Bakersfield, CA
- Brawley, CA
- Dana Point, CA
- Elma, WA
- Lake Forrest, CA
- Menlo Park, CA
- Placentia, CA
- Redwood City, CA
- San Dimas, CA
- Santa Ana, CA
- Santa Monica, CA
- Sonora, CA
- Walnut Creek, CA

### Websites listed on Form ADV (Item 1.I)
- muelleriandfs.com
- sassonadvisorygroup.com
- valleywealthstrategies.com
- zukfinancial.com
- zukfinancialdp.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $848,230,007 | 59 | March 9, 2021 |
| October 2022 | $1,005,000,000 | 27 | March 15, 2022 |
| October 2023 | $1,023,000,000 | 31 | September 20, 2023 |
| October 2024 | $1,021,500,000 | 30 | July 29, 2024 |
| October 2025 | $1,205,186,000 | 30 | May 20, 2025 |
| October 2026 | $1,447,751,335 | 59 | June 1, 2026 |

Regulatory assets under management: $848,230,007 in the October 2021 data and $1,447,751,335 in the October 2026 data, up 71%.
Total employees: 59 in October 2021 and 59 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Registered or notice-filed in NH.

### March 2026
- No longer lists the business name Drummond & Associates.
- Regulatory assets under management went from $1,205,186,000 to $1,447,751,335 (+20%).
- Added an office in Redwood City, CA.
- Registered or notice-filed in GA, NC.

### December 2025
- No longer lists an office in Napa, CA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Valley Wealth Strategies, LLC (CRD 289737): Form ADV filing data as of October 2026.