# USA Financial Exchange

> USA Financial Exchange is an SEC-registered investment advisory firm in Ada, MI, registered since 2016, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 283466
- Filed as: USA FINANCIAL EXCHANGE
- Legal name: USA Financial Exchange LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Ada, MI
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/283466
- AdvisorCensus page: https://advisorcensus.com/firm/usa-financial-exchange-ada-mi-283466

## Quick answers

**How is USA Financial Exchange compensated?**
On its Form ADV (Item 5.E, October 2026), USA Financial Exchange reports these compensation arrangements: other.

**Where is USA Financial Exchange located?**
USA Financial Exchange's principal office is in Ada, MI, according to its Form ADV.

**Is USA Financial Exchange registered with the SEC or a state?**
USA Financial Exchange is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 283466.

**How much does USA Financial Exchange manage?**
USA Financial Exchange reports $1,635,901,063 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (100% discretionary).

**How have USA Financial Exchange's assets and staff changed since 2021?**
In the Form ADV data for USA Financial Exchange: Regulatory assets under management: $454,055,485 in the October 2021 data and $1,635,901,063 in the October 2026 data, up 260%. Total employees: 27 in October 2021 and 38 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does USA Financial Exchange serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (9,971); high net worth individuals (294).

**Which custodians does USA Financial Exchange use?**
USA Financial Exchange's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Axos Advisor Services, Charles Schwab and Pershing as custodians holding 10% or more of its separately managed account assets.

**Does USA Financial Exchange report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283466

**What changed in USA Financial Exchange's recent Form ADV filings?**
In the January 2026 filing data: No longer registered or notice-filed in PR, VI.

## From the Form ADV filing

### Compensation (Item 5.E)
- Other

### Custodians (Schedule D, Section 5.K(3))
- Axos Advisor Services
- Charles Schwab
- Pershing

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,635,901,063
- Discretionary: $1,635,901,063
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 9,971 | $1,402,472,623 |
| High net worth individuals | 294 | $233,428,440 |

### Advisory services (Item 5.G)
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2016 (10 years)
- Employees: 38 total, 0 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- usafinancial.com
- usafinancialexchange.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $454,055,485 | 27 | March 30, 2021 |
| October 2022 | $1,339,862,942 | 27 | August 29, 2022 |
| October 2023 | $1,370,303,555 | 38 | March 31, 2023 |
| October 2024 | $1,399,837,496 | 38 | September 26, 2024 |
| October 2025 | $1,601,885,578 | 38 | March 26, 2025 |
| October 2026 | $1,635,901,063 | 38 | March 27, 2026 |

Regulatory assets under management: $454,055,485 in the October 2021 data and $1,635,901,063 in the October 2026 data, up 260%.
Total employees: 27 in October 2021 and 38 in October 2026.

## Changes in the filing (last 12 months)

### January 2026
- No longer registered or notice-filed in PR, VI.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. USA Financial Exchange (CRD 283466): Form ADV filing data as of October 2026.