# Upbeat Financial

> Upbeat Financial is a state-registered investment advisory firm in Ada, MI, registered since 2021, reporting under $25 million in regulatory assets under management in its Form ADV filing dated February 19, 2026.

- CRD: 312754
- Filed as: UPBEAT FINANCIAL
- Legal name: Upbeat Financial Incorporated
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Ada, MI
- Filing period: October 2026
- Form ADV filing dated: February 19, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/312754
- AdvisorCensus page: https://advisorcensus.com/firm/upbeat-financial-ada-mi-312754

## Quick answers

**How is Upbeat Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Upbeat Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Upbeat Financial located?**
Upbeat Financial's principal office is in Ada, MI, according to its Form ADV.

**Is Upbeat Financial registered with the SEC or a state?**
Upbeat Financial is a state-registered investment advisory firm, registered since 2021. Status as filed: APPROVED. CRD 312754.

**How much does Upbeat Financial manage?**
Upbeat Financial reports $20,190,021 in regulatory assets under management in its Form ADV filing dated February 19, 2026 (0% discretionary).

**What types of clients does Upbeat Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (80); high net worth individuals (3).

**Does Upbeat Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/312754

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $20,190,021
- Discretionary: $0
- Non-discretionary: $20,190,021

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 80 | $16,285,286 |
| High net worth individuals | 3 | $3,904,735 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (5 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, MI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- bsky.app/profile/upbeatfinancial.bsky.social
- open.spotify.com/playlist/7ESrxn0u6wtT2rLxui37Oj
- upbeatfinancial.com
- Facebook @UpbeatFinancial
- Instagram @upbeat_financial
- LinkedIn @upbeatfinancial
- YouTube @upbeatfinancial

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Upbeat Financial (CRD 312754): Form ADV filing data as of October 2026.