{
  "crd_number": 134600,
  "slug": "united-capital-financial-advisors-irving-tx-134600",
  "primary_business_name": "UNITED CAPITAL FINANCIAL ADVISORS",
  "legal_name": "UNITED CAPITAL FINANCIAL ADVISORS, LLC",
  "dbas": [
    "FINLIFE PARTNERS",
    "UNITED CAPITAL",
    "UNITED CAPITAL FINANCIAL ADVISORS",
    "UNITED CAPITAL WEALTH"
  ],
  "city": "Irving",
  "state": "TX",
  "country": "United States",
  "cbsa_code": "19100",
  "metro": {
    "cbsa_code": "19100",
    "common_name": "Dallas",
    "msa_name": "Dallas-Fort Worth-Arlington, TX",
    "path": "/advisors/tx/dallas"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2005-06-09",
  "years_registered": 21,
  "period": "2026-10-01",
  "filing_date": "2026-06-15",
  "carried_forward": false,
  "raum_total": 24646765344.0,
  "raum_discretionary": 22498754245.0,
  "raum_non_discretionary": 2148011099.0,
  "raum_band": "over_5b",
  "raum_band_label": "Over $5 billion",
  "total_employees": 289,
  "advisory_employees": 162,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 407431199.0,
      "count": 114
    },
    "individuals": {
      "raum": 9586940542.0,
      "count": 22900
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 1161037340.0,
      "count": 223
    },
    "other_investment_advisers": {
      "raum": 668943172.0,
      "count": 5
    },
    "high_net_worth_individuals": {
      "raum": 11022032780.0,
      "count": 1937
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 1800380311.0,
      "count": 331
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "other",
    "pension_consulting",
    "periodicals_newsletters",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 1,
  "states_registered": [
    "AK",
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "DC",
    "DE",
    "FL",
    "GA",
    "HI",
    "IA",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "ME",
    "MI",
    "MN",
    "MO",
    "MS",
    "MT",
    "NC",
    "ND",
    "NE",
    "NH",
    "NJ",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "PR",
    "RI",
    "SC",
    "SD",
    "TN",
    "TX",
    "UT",
    "VA",
    "VI",
    "VT",
    "WA",
    "WI",
    "WV",
    "WY"
  ],
  "websites": [
    "https://facebook.com/UnitedCapitalFinancialAdvisors",
    "https://linkedin.com/company/united-capital-financial-advisors?view=",
    "https://unitedcapitalwealth.com",
    "https://yourmoneymind.finlife.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/134600",
  "disclosure_items": [
    {
      "item": "11.D(5)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?"
    }
  ],
  "city_as_filed": "IRVING",
  "url": "https://advisorcensus.com/firm/united-capital-financial-advisors-irving-tx-134600",
  "display_name": "United Capital Financial Advisors",
  "summary": "United Capital Financial Advisors is an SEC-registered investment advisory firm in Irving, TX, registered since 2005, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated June 15, 2026.",
  "citation": "AdvisorCensus. United Capital Financial Advisors (CRD 134600): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Publication of periodicals or newsletters",
    "Educational seminars/workshops",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is United Capital Financial Advisors compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), United Capital Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does United Capital Financial Advisors charge?",
      "a": "Its Form ADV Part 2A brochure dated March 31, 2026 states: Subscription: $2,500 to $55,000 a year (Financial Guidance fee). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is United Capital Financial Advisors located?",
      "a": "United Capital Financial Advisors' principal office is in Irving, TX, according to its Form ADV; the July 2026 filing also lists 25 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is United Capital Financial Advisors registered with the SEC or a state?",
      "a": "United Capital Financial Advisors is an SEC-registered investment advisory firm, registered since 2005. Status as filed: Approved. CRD 134600."
    },
    {
      "q": "How much does United Capital Financial Advisors manage?",
      "a": "United Capital Financial Advisors reports $24,646,765,344 in regulatory assets under management in its Form ADV filing dated June 15, 2026 (91% discretionary)."
    },
    {
      "q": "How have United Capital Financial Advisors' assets and staff changed since 2021?",
      "a": "In the Form ADV data for United Capital Financial Advisors: Regulatory assets under management: $29,473,159,775 in the October 2021 data and $24,646,765,344 in the October 2026 data, down 16%. Total employees: 801 in October 2021 and 289 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does United Capital Financial Advisors serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (22,900); high net worth individuals (1,937); corporations or other businesses not listed above (331)."
    },
    {
      "q": "Which custodians does United Capital Financial Advisors use?",
      "a": "United Capital Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does United Capital Financial Advisors report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(5) (another regulator's denial, suspension, or revocation of a registration or license, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/134600"
    },
    {
      "q": "What changed in United Capital Financial Advisors' recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 138 to 162. Regulatory assets under management went from $17,211,052,120 to $24,646,765,344 (+43%). Changed its office addresses in Buffalo, NY. Changed its office addresses in Fort Lauderdale, FL. Changed its office addresses in Indianapolis, IN. Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 29473159775.0,
      "total_employees": 801,
      "filing_date": "2021-06-28"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 17420737351.0,
      "total_employees": 758,
      "filing_date": "2022-05-20"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 13178742322.0,
      "total_employees": 727,
      "filing_date": "2023-07-14"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 17693379042.0,
      "total_employees": 288,
      "filing_date": "2024-09-17"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 17211052120.0,
      "total_employees": 271,
      "filing_date": "2025-06-10"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 24646765344.0,
      "total_employees": 289,
      "filing_date": "2026-06-15"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 138 to 162.",
        "Regulatory assets under management went from $17,211,052,120 to $24,646,765,344 (+43%).",
        "Changed its office addresses in Buffalo, NY.",
        "Changed its office addresses in Fort Lauderdale, FL.",
        "Changed its office addresses in Indianapolis, IN.",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2025-11-01",
      "period_label": "November 2025",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 31, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Subscription: $2,500 to $55,000 a year (Financial Guidance fee)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $2,500 to $55,000 a year (Financial Guidance fee)"
        ],
        "quotes": [
          "The general range of the Financial Guidance fee is typically between $2,500 and $55,000 per year, paid quarterly in advance but may be significantly higher or lower."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "subscription",
          "amount": null,
          "min": 2500.0,
          "max": 55000.0,
          "period": "annual",
          "service": "Financial Guidance fee"
        }
      ]
    },
    "quotes": [
      "The general range of the Financial Guidance fee is typically between $2,500 and $55,000 per year, paid quarterly in advance but may be significantly higher or lower."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/united-capital-financial-advisors-irving-tx-134600.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 22900,
      "fewer_than_5": false,
      "raum": 9586940542.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 1937,
      "fewer_than_5": false,
      "raum": 11022032780.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 223,
      "fewer_than_5": false,
      "raum": 1161037340.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 114,
      "fewer_than_5": false,
      "raum": 407431199.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 5,
      "fewer_than_5": false,
      "raum": 668943172.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 331,
      "fewer_than_5": false,
      "raum": 1800380311.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/134600",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}