# Unified Retirement Planning Group

> Unified Retirement Planning Group is an SEC-registered investment advisory firm in Briarcliff Manor, NY, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 8, 2026.

- CRD: 341550
- Filed as: UNIFIED RETIREMENT PLANNING GROUP
- Legal name: Usonia Advisory Group, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Briarcliff Manor, NY
- Filing period: October 2026
- Form ADV filing dated: September 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/341550
- AdvisorCensus page: https://advisorcensus.com/firm/unified-retirement-planning-group-briarcliff-manor-ny-341550

## Quick answers

**How is Unified Retirement Planning Group compensated?**
On its Form ADV (Item 5.E, October 2026), Unified Retirement Planning Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Unified Retirement Planning Group charge?**
Its Form ADV Part 2A brochure dated April 10, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states); Hourly rate: $800 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Unified Retirement Planning Group located?**
Unified Retirement Planning Group's principal office is in Briarcliff Manor, NY, according to its Form ADV.

**Is Unified Retirement Planning Group registered with the SEC or a state?**
Unified Retirement Planning Group is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 341550.

**How much does Unified Retirement Planning Group manage?**
Unified Retirement Planning Group reports $197,043,391 in regulatory assets under management in its Form ADV filing dated September 8, 2026 (95% discretionary).

**What types of clients does Unified Retirement Planning Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (152).

**Which custodians does Unified Retirement Planning Group use?**
Unified Retirement Planning Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Unified Retirement Planning Group report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/341550

**Does Unified Retirement Planning Group state an account minimum?**
Its Form ADV Part 2A brochure dated April 10, 2026 says: "The Firm accepts new clients with a minimum of $1,500,000 of investable assets. This minimum may be reduced or waived at the Firm’s discretion."

**What changed in Unified Retirement Planning Group's recent Form ADV filings?**
In the October 2026 filing data: Regulatory assets under management went from $0 to $197,043,391.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 10, 2026)

- Asset-based fee: up to 2% of assets a year (the maximum the brochure states)

> Fees for retirement planning services are charged based on a percentage of assets under management up to 2% annually. Fees are negotiable based on factors such as asset size, related accounts, and complexity of client needs.

- Account minimum: $1,500,000 (the brochure says it may be waived or negotiated)

> The Firm accepts new clients with a minimum of $1,500,000 of investable assets. This minimum may be reduced or waived at the Firm’s discretion.

- Hourly rate: $800 an hour (financial planning services)

> Financial planning services are billed at an hourly fee of $800/hour or fix fee rate that may range between $3,500 - $5,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $197,043,391
- Discretionary: $187,718,764
- Non-discretionary: $9,324,627

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 152 | $197,043,391 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2026 (0 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CT, NJ, NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [myurpg.com](https://myurpg.com)

## Changes in the filing (last 12 months)

### October 2026
- Regulatory assets under management went from $0 to $197,043,391.

### June 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Unified Retirement Planning Group (CRD 341550): Form ADV filing data as of October 2026.