# UMB Financial Services, Inc.

> UMB Financial Services, Inc. is an SEC-registered investment advisory firm in Kansas City, MO, registered since 2004, reporting under $25 million in regulatory assets under management in its Form ADV filing dated September 3, 2026.

- CRD: 17073
- Filed as: UMB FINANCIAL SERVICES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Kansas City, MO
- Filing period: October 2026
- Form ADV filing dated: September 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/17073
- AdvisorCensus page: https://advisorcensus.com/firm/umb-financial-services-inc-kansas-city-mo-17073

## Quick answers

**How is UMB Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), UMB Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is UMB Financial Services, Inc. located?**
UMB Financial Services, Inc.'s principal office is in Kansas City, MO, according to its Form ADV; the October 2026 filing also lists 16 other offices (Schedule D, Section 1.F).

**Is UMB Financial Services, Inc. registered with the SEC or a state?**
UMB Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2004. Status as filed: Approved. CRD 17073.

**How much does UMB Financial Services, Inc. manage?**
UMB Financial Services, Inc. reports $5,043,339 in regulatory assets under management in its Form ADV filing dated September 3, 2026 (0% discretionary).

**How have UMB Financial Services, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for UMB Financial Services, Inc.: Regulatory assets under management: $39,953,071 in the October 2021 data and $5,043,339 in the October 2026 data, down 87%. Total employees: 70 in October 2021 and 55 in October 2026. Assets under management move with markets as well as with clients coming and going.

**Does UMB Financial Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/17073

**What changed in UMB Financial Services, Inc.'s recent Form ADV filings?**
In the October 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Regulatory assets under management (Item 5.F)
- Total: $5,043,339
- Discretionary: $0
- Non-discretionary: $5,043,339

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | $5,043,339 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2004 (22 years)
- Employees: 55 total, 54 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Arnold, MO
- Belleville, IL
- Clayton, MO
- Collinsville, IL
- Dallas, TX
- Denver, CO
- Dubuque, IA
- Galena, IL
- Kansas City, MO
- Leawood, KS
- Monroe, WI
- O'Fallon, MO
- Phoenix, AZ
- Rockford, IL
- Sheboygan, WI
- St Louis, MO

### Websites listed on Form ADV (Item 1.I)
- umb.com/wealth-management/investing

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $39,953,071 | 70 | July 28, 2021 |
| October 2022 | $27,064,306 | 64 | March 22, 2022 |
| October 2023 | $1,398,494 | 62 | July 31, 2023 |
| October 2024 | $730,778 | 58 | March 7, 2024 |
| October 2025 | $3,070,243 | 51 | March 5, 2025 |
| October 2026 | $5,043,339 | 55 | September 3, 2026 |

Regulatory assets under management: $39,953,071 in the October 2021 data and $5,043,339 in the October 2026 data, down 87%.
Total employees: 70 in October 2021 and 55 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Updated its list of owners and control persons (Schedule A).

### May 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $3,070,243 to $5,043,339 (+64%).
- Employees performing advisory functions went from 51 to 54.
- Added an office in Dallas, TX.
- Added an office in Dubuque, IA.
- Added an office in Galena, IL.
- Added an office in Kansas City, MO.
- Added an office in Monroe, WI.
- Added an office in Phoenix, AZ.
- Added an office in Rockford, IL.
- Added an office in Sheboygan, WI.
- No longer lists an office in Colorado Springs, CO.
- No longer lists an office in Plano, TX.
- No longer lists an office in Scottsdale, AZ.
- No longer lists an office in Springfield, MO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. UMB Financial Services, Inc. (CRD 17073): Form ADV filing data as of October 2026.