{
  "crd_number": 17073,
  "slug": "umb-financial-services-inc-kansas-city-mo-17073",
  "primary_business_name": "UMB FINANCIAL SERVICES, INC.",
  "legal_name": "UMB FINANCIAL SERVICES, INC.",
  "dbas": [],
  "city": "Kansas City",
  "state": "MO",
  "country": "United States",
  "cbsa_code": "28140",
  "metro": {
    "cbsa_code": "28140",
    "common_name": "Kansas City",
    "msa_name": "Kansas City, MO-KS",
    "path": "/advisors/mo/kansas-city"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2004-04-09",
  "years_registered": 22,
  "period": "2026-10-01",
  "filing_date": "2026-09-03",
  "carried_forward": false,
  "raum_total": 5043339.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 5043339.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 55,
  "advisory_employees": 54,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 5043339.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AK",
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "DC",
    "DE",
    "FL",
    "GA",
    "HI",
    "IA",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "ME",
    "MI",
    "MN",
    "MO",
    "MS",
    "MT",
    "NC",
    "ND",
    "NE",
    "NH",
    "NJ",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "RI",
    "SC",
    "SD",
    "TN",
    "TX",
    "UT",
    "VA",
    "VT",
    "WA",
    "WI",
    "WV",
    "WY"
  ],
  "websites": [
    "https://umb.com/wealth-management/investing"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/17073",
  "city_as_filed": "KANSAS CITY",
  "url": "https://advisorcensus.com/firm/umb-financial-services-inc-kansas-city-mo-17073",
  "display_name": "UMB Financial Services, Inc.",
  "summary": "UMB Financial Services, Inc. is an SEC-registered investment advisory firm in Kansas City, MO, registered since 2004, reporting under $25 million in regulatory assets under management in its Form ADV filing dated September 3, 2026.",
  "citation": "AdvisorCensus. UMB Financial Services, Inc. (CRD 17073): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients"
  ],
  "quick_answers": [
    {
      "q": "How is UMB Financial Services, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), UMB Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is UMB Financial Services, Inc. located?",
      "a": "UMB Financial Services, Inc.'s principal office is in Kansas City, MO, according to its Form ADV; the October 2026 filing also lists 16 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is UMB Financial Services, Inc. registered with the SEC or a state?",
      "a": "UMB Financial Services, Inc. is an SEC-registered investment advisory firm, registered since 2004. Status as filed: Approved. CRD 17073."
    },
    {
      "q": "How much does UMB Financial Services, Inc. manage?",
      "a": "UMB Financial Services, Inc. reports $5,043,339 in regulatory assets under management in its Form ADV filing dated September 3, 2026 (0% discretionary)."
    },
    {
      "q": "How have UMB Financial Services, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for UMB Financial Services, Inc.: Regulatory assets under management: $39,953,071 in the October 2021 data and $5,043,339 in the October 2026 data, down 87%. Total employees: 70 in October 2021 and 55 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "Does UMB Financial Services, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/17073"
    },
    {
      "q": "What changed in UMB Financial Services, Inc.'s recent Form ADV filings?",
      "a": "In the October 2026 filing data: Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 39953071.0,
      "total_employees": 70,
      "filing_date": "2021-07-28"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 27064306.0,
      "total_employees": 64,
      "filing_date": "2022-03-22"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 1398494.0,
      "total_employees": 62,
      "filing_date": "2023-07-31"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 730778.0,
      "total_employees": 58,
      "filing_date": "2024-03-07"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 3070243.0,
      "total_employees": 51,
      "filing_date": "2025-03-05"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 5043339.0,
      "total_employees": 55,
      "filing_date": "2026-09-03"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $3,070,243 to $5,043,339 (+64%).",
        "Employees performing advisory functions went from 51 to 54.",
        "Added an office in Dallas, TX.",
        "Added an office in Dubuque, IA.",
        "Added an office in Galena, IL.",
        "Added an office in Kansas City, MO.",
        "Added an office in Monroe, WI.",
        "Added an office in Phoenix, AZ.",
        "Added an office in Rockford, IL.",
        "Added an office in Sheboygan, WI.",
        "No longer lists an office in Colorado Springs, CO.",
        "No longer lists an office in Plano, TX.",
        "No longer lists an office in Scottsdale, AZ.",
        "No longer lists an office in Springfield, MO."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/umb-financial-services-inc-kansas-city-mo-17073.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": null,
      "fewer_than_5": true,
      "raum": 5043339.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/17073",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}