# Twin Rivers Wealth Management > Twin Rivers Wealth Management is an SEC-registered investment advisory firm in Sacramento, CA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 26, 2026. - CRD: 305773 - Filed as: TWIN RIVERS WEALTH MANAGEMENT - Legal name: Twin Rivers Wealth Management LLC - Also doing business as: SACRAMENTO 401(K) ADVISORS - Registration: SEC-registered investment adviser (status as filed: Approved) - Location: Sacramento, CA - Filing period: October 2026 - Form ADV filing dated: August 26, 2026 - SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/305773 - AdvisorCensus page: https://advisorcensus.com/firm/twin-rivers-wealth-management-sacramento-ca-305773 ## Quick answers **How is Twin Rivers Wealth Management compensated?** On its Form ADV (Item 5.E, October 2026), Twin Rivers Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). **How much does Twin Rivers Wealth Management charge?** Its Form ADV Part 2A brochure dated July 29, 2026 states: Subscription: $100 to $1,000 a month (Financial planning fees); Hourly rate: $125 to $350 an hour (one-time financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement. **Where is Twin Rivers Wealth Management located?** Twin Rivers Wealth Management's principal office is in Sacramento, CA, according to its Form ADV. **Is Twin Rivers Wealth Management registered with the SEC or a state?** Twin Rivers Wealth Management is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 305773. **How much does Twin Rivers Wealth Management manage?** Twin Rivers Wealth Management reports $121,500,000 in regulatory assets under management in its Form ADV filing dated August 26, 2026 (100% discretionary). **What types of clients does Twin Rivers Wealth Management serve?** By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (234); high net worth individuals (22); other investment advisers (8). **Which custodians does Twin Rivers Wealth Management use?** Twin Rivers Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets. **Does Twin Rivers Wealth Management report any disciplinary disclosures?** Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/305773 **Does Twin Rivers Wealth Management state an account minimum?** Its Form ADV Part 2A brochure dated July 29, 2026 says: "We service individuals, high-net-worth individuals, small businesses, and employee benefit plans. We do not impose a minimum account size." **What changed in Twin Rivers Wealth Management's recent Form ADV filings?** In the September 2026 filing data: Newly registered with the SEC. ## From the Form ADV filing ### Compensation (Item 5.E) - A percentage of assets under your management - Hourly charges - Fixed fees (other than subscription fees) ### Fees and minimums (Form ADV Part 2A brochure dated July 29, 2026) - Account minimum: None > We service individuals, high-net-worth individuals, small businesses, and employee benefit plans. We do not impose a minimum account size. - Subscription: $100 to $1,000 a month (Financial planning fees) > Financial planning fees are charged in advance on a monthly basis and range from $100.00 to $1,000.00 a month depending on the complexity. - Hourly rate: $125 to $350 an hour (one-time financial planning) > Occasionally, under special circumstances, we may provide one-time financial planning varying from $125.00 to $350 an hour depending on the complexity and number of investment adviser representatives involved. As stated in the firm's brochure. Fees can differ by service and may be negotiable. ### Custodians (Schedule D, Section 5.K(3)) - Charles Schwab & Co., Inc. Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian. ### Regulatory assets under management (Item 5.F) - Total: $121,500,000 - Discretionary: $121,500,000 - Non-discretionary: $0 ### Clients (Item 5.D) | Client type | Clients | Assets | | --- | --- | --- | | Individuals (other than high net worth individuals) | 234 | $77,300,000 | | High net worth individuals | 22 | $41,500,000 | | Banking or thrift institutions | 0 | Not reported | | Investment companies | 0 | Not reported | | Business development companies | 0 | Not reported | | Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported | | Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $1,600,000 | | Charitable organizations | 0 | Not reported | | State or municipal government entities (including government pension plans) | 0 | Not reported | | Other investment advisers | 8 | Not reported | | Insurance companies | 0 | Not reported | | Sovereign wealth funds and foreign official institutions | 0 | Not reported | | Corporations or other businesses not listed above | 7 | $1,100,000 | ### Advisory services (Item 5.G) - Financial planning services - Portfolio management for individuals and/or small businesses - Pension consulting services - Selection of other advisers (including private fund managers) - Educational seminars/workshops ### Firm details - Registered since: 2026 (0 years) - Employees: 5 total, 4 performing advisory functions - Wrap fee program participation: No - States registered or notice-filed: CA - Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11. ### Websites listed on Form ADV (Item 1.I) - sacramento401kadvisors.com - tr-wealth.com - LinkedIn @twin-rivers-wealth-management ## Changes in the filing (last 12 months) ### September 2026 - Newly registered with the SEC. ## Source Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Twin Rivers Wealth Management (CRD 305773): Form ADV filing data as of October 2026.