{
  "crd_number": 305773,
  "slug": "twin-rivers-wealth-management-sacramento-ca-305773",
  "primary_business_name": "TWIN RIVERS WEALTH MANAGEMENT",
  "legal_name": "TWIN RIVERS WEALTH MANAGEMENT LLC",
  "dbas": [
    "SACRAMENTO 401(K) ADVISORS"
  ],
  "city": "Sacramento",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "40900",
  "metro": {
    "cbsa_code": "40900",
    "common_name": "Sacramento",
    "msa_name": "Sacramento-Roseville-Folsom, CA",
    "path": "/advisors/ca/sacramento"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-08-28",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-08-26",
  "carried_forward": false,
  "raum_total": 121500000.0,
  "raum_discretionary": 121500000.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 4,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": null,
      "count": 0
    },
    "individuals": {
      "raum": 77300000.0,
      "count": 234
    },
    "banking_thrift": {
      "raum": null,
      "count": 0
    },
    "state_municipal": {
      "raum": null,
      "count": 0
    },
    "insurance_companies": {
      "raum": null,
      "count": 0
    },
    "investment_companies": {
      "raum": null,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 1600000.0,
      "count": 3,
      "fewer_than_5": true
    },
    "other_investment_advisers": {
      "raum": null,
      "count": 8
    },
    "high_net_worth_individuals": {
      "raum": 41500000.0,
      "count": 22
    },
    "pooled_investment_vehicles": {
      "raum": null,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 1100000.0,
      "count": 7
    },
    "business_development_companies": {
      "raum": null,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": null,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA"
  ],
  "websites": [
    "https://linkedin.com/company/twin-rivers-wealth-management",
    "https://sacramento401kadvisors.com",
    "https://tr-wealth.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/305773",
  "city_as_filed": "SACRAMENTO",
  "url": "https://advisorcensus.com/firm/twin-rivers-wealth-management-sacramento-ca-305773",
  "display_name": "Twin Rivers Wealth Management",
  "summary": "Twin Rivers Wealth Management is an SEC-registered investment advisory firm in Sacramento, CA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 26, 2026.",
  "citation": "AdvisorCensus. Twin Rivers Wealth Management (CRD 305773): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Twin Rivers Wealth Management compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Twin Rivers Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Twin Rivers Wealth Management charge?",
      "a": "Its Form ADV Part 2A brochure dated July 29, 2026 states: Subscription: $100 to $1,000 a month (Financial planning fees); Hourly rate: $125 to $350 an hour (one-time financial planning). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Twin Rivers Wealth Management located?",
      "a": "Twin Rivers Wealth Management's principal office is in Sacramento, CA, according to its Form ADV."
    },
    {
      "q": "Is Twin Rivers Wealth Management registered with the SEC or a state?",
      "a": "Twin Rivers Wealth Management is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 305773."
    },
    {
      "q": "How much does Twin Rivers Wealth Management manage?",
      "a": "Twin Rivers Wealth Management reports $121,500,000 in regulatory assets under management in its Form ADV filing dated August 26, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Twin Rivers Wealth Management serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (234); high net worth individuals (22); other investment advisers (8)."
    },
    {
      "q": "Which custodians does Twin Rivers Wealth Management use?",
      "a": "Twin Rivers Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Twin Rivers Wealth Management report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/305773"
    },
    {
      "q": "Does Twin Rivers Wealth Management state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated July 29, 2026 says: \"We service individuals, high-net-worth individuals, small businesses, and employee benefit plans. We do not impose a minimum account size.\""
    },
    {
      "q": "What changed in Twin Rivers Wealth Management's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Newly registered with the SEC."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated July 29, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Subscription: $100 to $1,000 a month (Financial planning fees)",
      "Hourly rate: $125 to $350 an hour (one-time financial planning)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "We service individuals, high-net-worth individuals, small businesses, and employee benefit plans. We do not impose a minimum account size."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $100 to $1,000 a month (Financial planning fees)"
        ],
        "quotes": [
          "Financial planning fees are charged in advance on a monthly basis and range from $100.00 to $1,000.00 a month depending on the complexity."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $125 to $350 an hour (one-time financial planning)"
        ],
        "quotes": [
          "Occasionally, under special circumstances, we may provide one-time financial planning varying from $125.00 to $350 an hour depending on the complexity and number of investment adviser representatives involved."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "subscription",
          "amount": null,
          "min": 100.0,
          "max": 1000.0,
          "period": "monthly",
          "service": "Financial planning fees"
        },
        {
          "kind": "hourly",
          "amount": null,
          "min": 125.0,
          "max": 350.0,
          "period": "hour",
          "service": "one-time financial planning"
        }
      ]
    },
    "quotes": [
      "We service individuals, high-net-worth individuals, small businesses, and employee benefit plans. We do not impose a minimum account size.",
      "Financial planning fees are charged in advance on a monthly basis and range from $100.00 to $1,000.00 a month depending on the complexity.",
      "Occasionally, under special circumstances, we may provide one-time financial planning varying from $125.00 to $350 an hour depending on the complexity and number of investment adviser representatives involved."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/twin-rivers-wealth-management-sacramento-ca-305773.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 234,
      "fewer_than_5": false,
      "raum": 77300000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 22,
      "fewer_than_5": false,
      "raum": 41500000.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 3,
      "fewer_than_5": true,
      "raum": 1600000.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 8,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 7,
      "fewer_than_5": false,
      "raum": 1100000.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/305773",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}