{
  "crd_number": 117465,
  "slug": "turloff-financial-consulting-inc-poulsbo-wa-117465",
  "primary_business_name": "TURLOFF FINANCIAL CONSULTING INC.",
  "legal_name": "TURLOFF FINANCIAL CONSULTING INC.",
  "dbas": [],
  "city": "Poulsbo",
  "state": "WA",
  "country": "United States",
  "cbsa_code": "14740",
  "metro": {
    "cbsa_code": "14740",
    "common_name": "Bremerton",
    "msa_name": "Bremerton-Silverdale-Port Orchard, WA",
    "path": "/advisors/wa/bremerton"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-02-26",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-09-03",
  "carried_forward": false,
  "raum_total": 160042244.0,
  "raum_discretionary": 153273608.0,
  "raum_non_discretionary": 6768636.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 2,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 10462020.0,
      "count": 25
    },
    "high_net_worth_individuals": {
      "raum": 149580224.0,
      "count": 55
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "FL",
    "TX",
    "WA"
  ],
  "websites": [
    "https://turloff.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/117465",
  "city_as_filed": "POULSBO",
  "url": "https://advisorcensus.com/firm/turloff-financial-consulting-inc-poulsbo-wa-117465",
  "display_name": "Turloff Financial Consulting Inc.",
  "summary": "Turloff Financial Consulting Inc. is an SEC-registered investment advisory firm in Poulsbo, WA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 3, 2026.",
  "citation": "AdvisorCensus. Turloff Financial Consulting Inc. (CRD 117465): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Turloff Financial Consulting Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Turloff Financial Consulting Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Turloff Financial Consulting Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated January 30, 2026 states: Up to $500,000: 0.6% a year; Above $500,000: 0.3% a year; Hourly rate: $250 an hour (Financial Planning Services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Turloff Financial Consulting Inc. located?",
      "a": "Turloff Financial Consulting Inc.'s principal office is in Poulsbo, WA, according to its Form ADV."
    },
    {
      "q": "Is Turloff Financial Consulting Inc. registered with the SEC or a state?",
      "a": "Turloff Financial Consulting Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 117465."
    },
    {
      "q": "How much does Turloff Financial Consulting Inc. manage?",
      "a": "Turloff Financial Consulting Inc. reports $160,042,244 in regulatory assets under management in its Form ADV filing dated September 3, 2026 (96% discretionary)."
    },
    {
      "q": "How have Turloff Financial Consulting Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Turloff Financial Consulting Inc.: Regulatory assets under management: $116,614,887 in the October 2021 data and $160,042,244 in the October 2026 data, up 37%. Total employees: 2 in October 2021 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Turloff Financial Consulting Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (55); individuals (other than high net worth individuals) (25)."
    },
    {
      "q": "Which custodians does Turloff Financial Consulting Inc. use?",
      "a": "Turloff Financial Consulting Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Turloff Financial Consulting Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/117465"
    },
    {
      "q": "What changed in Turloff Financial Consulting Inc.'s recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $145,307,599 to $160,042,244 (+10%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 116614887.0,
      "total_employees": 2,
      "filing_date": "2021-01-27"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 138307778.0,
      "total_employees": 2,
      "filing_date": "2022-02-02"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 119774992.0,
      "total_employees": 3,
      "filing_date": "2023-02-09"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 134934392.0,
      "total_employees": 2,
      "filing_date": "2024-07-01"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 145307599.0,
      "total_employees": 2,
      "filing_date": "2025-01-08"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 160042244.0,
      "total_employees": 2,
      "filing_date": "2026-09-03"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $145,307,599 to $160,042,244 (+10%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated January 30, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $500,000",
        "rate": "0.6%"
      },
      {
        "band": "Above $500,000",
        "rate": "0.3%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 an hour (Financial Planning Services)"
    ],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $500,000: 0.6% a year",
          "Above $500,000: 0.3% a year"
        ],
        "quotes": [
          "Discretionary Asset Management service is 0.6% annually of the first $500,000 of assets placed under our management and 0.3% over $500,000. The minimum quarterly fee is $750."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (Financial Planning Services)"
        ],
        "quotes": [
          "When Financial Planning is provided on a standalone basis, such services are generally provided on an hourly rate basis of $250 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 500000.0,
          "rate_pct": 0.6
        },
        {
          "min": 500000.0,
          "max": null,
          "rate_pct": 0.3
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Financial Planning Services"
        }
      ]
    },
    "quotes": [
      "Discretionary Asset Management service is 0.6% annually of the first $500,000 of assets placed under our management and 0.3% over $500,000. The minimum quarterly fee is $750.",
      "When Financial Planning is provided on a standalone basis, such services are generally provided on an hourly rate basis of $250 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/turloff-financial-consulting-inc-poulsbo-wa-117465.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 25,
      "fewer_than_5": false,
      "raum": 10462020.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 55,
      "fewer_than_5": false,
      "raum": 149580224.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/117465",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}