{
  "crd_number": 108249,
  "slug": "trustee-empowerment-and-protection-inc-troy-mi-108249",
  "primary_business_name": "TRUSTEE EMPOWERMENT & PROTECTION, INC.",
  "legal_name": "TRUSTEE EMPOWERMENT & PROTECTION, INC.",
  "dbas": [],
  "city": "Troy",
  "state": "MI",
  "country": "United States",
  "cbsa_code": "19820",
  "metro": {
    "cbsa_code": "19820",
    "common_name": "Detroit",
    "msa_name": "Detroit-Warren-Dearborn, MI",
    "path": "/advisors/mi/detroit"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2002-02-21",
  "years_registered": 24,
  "period": "2026-10-01",
  "filing_date": "2026-08-12",
  "carried_forward": false,
  "raum_total": 10287170.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 10287170.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 4,
  "advisory_employees": 4,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 10287170.0,
      "count": null,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 0.0,
      "count": 3,
      "fewer_than_5": true
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": null,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": null,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 0.0,
      "count": 0
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 0.0,
      "count": 0
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 0.0,
      "count": 0
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "other",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "other",
    "pension_consulting"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 3,
  "states_registered": [
    "MI",
    "NY",
    "TX"
  ],
  "websites": [
    "https://linkedin.com/company/22513764",
    "https://tepi.tech"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/108249",
  "disclosure_items": [
    {
      "item": "11.E(1)",
      "question": "Has a self-regulatory organization (such as FINRA) or a commodities exchange ever found that the firm or an advisory affiliate made a false statement or omission?"
    },
    {
      "item": "11.E(2)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?"
    },
    {
      "item": "11.E(4)",
      "question": "Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?"
    }
  ],
  "city_as_filed": "TROY",
  "url": "https://advisorcensus.com/firm/trustee-empowerment-and-protection-inc-troy-mi-108249",
  "display_name": "Trustee Empowerment & Protection, Inc.",
  "summary": "Trustee Empowerment & Protection, Inc. is an SEC-registered investment advisory firm in Troy, MI, registered since 2002, reporting under $25 million in regulatory assets under management in its Form ADV filing dated August 12, 2026.",
  "citation": "AdvisorCensus. Trustee Empowerment & Protection, Inc. (CRD 108249): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)",
    "Other"
  ],
  "advisory_activity_labels": [
    "Pension consulting services",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Trustee Empowerment & Protection, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Trustee Empowerment & Protection, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other."
    },
    {
      "q": "How much does Trustee Empowerment & Protection, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated August 12, 2026 states: Flat fee: $4,999 a year (direct internet-based investment advisory services for defined contribution…); Flat fee: $999 a year (direct internet-based investment advisory services for individual investors). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Trustee Empowerment & Protection, Inc. located?",
      "a": "Trustee Empowerment & Protection, Inc.'s principal office is in Troy, MI, according to its Form ADV."
    },
    {
      "q": "Is Trustee Empowerment & Protection, Inc. registered with the SEC or a state?",
      "a": "Trustee Empowerment & Protection, Inc. is an SEC-registered investment advisory firm, registered since 2002. Status as filed: Approved. CRD 108249."
    },
    {
      "q": "How much does Trustee Empowerment & Protection, Inc. manage?",
      "a": "Trustee Empowerment & Protection, Inc. reports $10,287,170 in regulatory assets under management in its Form ADV filing dated August 12, 2026 (0% discretionary)."
    },
    {
      "q": "How have Trustee Empowerment & Protection, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Trustee Empowerment & Protection, Inc.: Regulatory assets under management: $10,884,021 in the October 2021 data and $10,287,170 in the October 2026 data, down 5%. Total employees: 6 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Trustee Empowerment & Protection, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3)."
    },
    {
      "q": "Which custodians does Trustee Empowerment & Protection, Inc. use?",
      "a": "Trustee Empowerment & Protection, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Amalgamated Investment Management as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Trustee Empowerment & Protection, Inc. report any disciplinary disclosures?",
      "a": "Reports 3 disclosure items on Form ADV Item 11: yes answers to 11.E(1) (self-regulatory organization's finding of a false statement or omission), 11.E(2) (self-regulatory organization's finding of a rule violation), and 11.E(4) (self-regulatory organization's expulsion, suspension, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108249"
    },
    {
      "q": "What changed in Trustee Empowerment & Protection, Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $8,517,499 to $10,287,170 (+21%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 10884021.0,
      "total_employees": 6,
      "filing_date": "2021-09-16"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 9002253.0,
      "total_employees": 6,
      "filing_date": "2022-03-30"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 7361185.0,
      "total_employees": 6,
      "filing_date": "2023-03-14"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 8277050.0,
      "total_employees": 6,
      "filing_date": "2024-03-30"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 8517499.0,
      "total_employees": 5,
      "filing_date": "2025-03-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 10287170.0,
      "total_employees": 4,
      "filing_date": "2026-08-12"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $8,517,499 to $10,287,170 (+21%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated August 12, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $4,999 a year (direct internet-based investment advisory services for defined contribution…)",
      "Flat fee: $999 a year (direct internet-based investment advisory services for individual investors)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $4,999 a year (direct internet-based investment advisory services for defined contribution…)"
        ],
        "quotes": [
          "For the direct internet-based investment advisory services for defined contribution retirement plans (e.g., 401k, 403b, and similar plans) TEPI charges a flat fee of $4999 per year"
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $999 a year (direct internet-based investment advisory services for individual investors)"
        ],
        "quotes": [
          "For the direct internet-based investment advisory services for individual investors, TEPI charges a flat fee of $999 per year, which is payable in advance"
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": 4999.0,
          "min": null,
          "max": null,
          "period": "annual",
          "service": "direct internet-based investment advisory services for defined contribution retirement plans"
        },
        {
          "kind": "flat",
          "amount": 999.0,
          "min": null,
          "max": null,
          "period": "annual",
          "service": "direct internet-based investment advisory services for individual investors"
        }
      ]
    },
    "quotes": [
      "For the direct internet-based investment advisory services for defined contribution retirement plans (e.g., 401k, 403b, and similar plans) TEPI charges a flat fee of $4999 per year",
      "For the direct internet-based investment advisory services for individual investors, TEPI charges a flat fee of $999 per year, which is payable in advance"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Amalgamated Investment Management",
      "name_as_filed": "AMALGAMATED INVESTMENT MANAGEMENT",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/trustee-empowerment-and-protection-inc-troy-mi-108249.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 3,
      "fewer_than_5": true,
      "raum": 0.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": true,
      "raum": 10287170.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports 3 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/108249",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}