{
  "crd_number": 109376,
  "slug": "trek-financial-scottsdale-az-109376",
  "primary_business_name": "TREK FINANCIAL",
  "legal_name": "TREK FINANCIAL, LLC",
  "dbas": [
    "BLUELINE FINANCIAL PLANNING",
    "BULWARK CAPITAL MANAGEMENT",
    "CAPTAIN WEALTH MANAGEMENT",
    "DELMER HYDE FINANCIAL GROUP",
    "DETRAY INVESTMENT GROUP",
    "EMPOWERED FINANCIAL MANAGEMENT",
    "INNOVATIVE RETIREMENT PLANNERS, INC.",
    "KEMPE FINANCIAL GROUP",
    "LOPRESTI FINANCIAL GROUP",
    "OMNIAVELIS",
    "PRISM FINANCIAL CONCEPTS",
    "RETIREMENT SPECIALIST INC",
    "STRATEGIC FINANCIAL SERVICES",
    "TREK FINANCIAL",
    "UTAH SMALL BUSINESS SOLUTIONS"
  ],
  "city": "Scottsdale",
  "state": "AZ",
  "country": "United States",
  "cbsa_code": "38060",
  "metro": {
    "cbsa_code": "38060",
    "common_name": "Phoenix",
    "msa_name": "Phoenix-Mesa-Chandler, AZ",
    "path": "/advisors/az/phoenix"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2000-11-15",
  "years_registered": 25,
  "period": "2026-10-01",
  "filing_date": "2026-07-10",
  "carried_forward": false,
  "raum_total": 2824296229.0,
  "raum_discretionary": 2824296229.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 55,
  "advisory_employees": 55,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": 0
    },
    "charitable": {
      "raum": 80071317.0,
      "count": 11
    },
    "individuals": {
      "raum": 932108669.0,
      "count": 3869
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 196424637.0,
      "count": 114
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 1508915953.0,
      "count": 670
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 106775653.0,
      "count": 24
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "FL",
    "GA",
    "HI",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "MI",
    "MN",
    "MO",
    "MT",
    "NC",
    "NE",
    "NH",
    "NJ",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "SC",
    "TN",
    "TX",
    "UT",
    "VA",
    "WA",
    "WI",
    "WY"
  ],
  "websites": [
    "https://bcjcapital.com",
    "https://bcjfinancial.com",
    "https://bluelinefp.com",
    "https://bulwarkcapitalmgmt.com",
    "https://captainfp.com",
    "https://detray.trekfinancial.com",
    "https://empoweredfm.com",
    "https://facebook.com/BCJFinancialGroup",
    "https://facebook.com/DetrayInvest",
    "https://facebook.com/JohnWalkerFinancialConsultant",
    "https://facebook.com/StateraWealth",
    "https://facebook.com/bulwarkcapital",
    "https://facebook.com/empoweredfinancialmanagement",
    "https://facebook.com/trekFinancial",
    "https://hydefg.com",
    "https://johnwalkerfinancial.com",
    "https://linkedin.com/COMPANY/BCJ-FINANCIAL-GROUP",
    "https://linkedin.com/company/10206300",
    "https://linkedin.com/company/10887328",
    "https://linkedin.com/company/16190874",
    "https://linkedin.com/company/28169158",
    "https://linkedin.com/company/bulwark-capital-management",
    "https://linkedin.com/company/empoweredfinancialmanagement",
    "https://omniavelis.com",
    "https://planyourtrek.com",
    "https://prismfc.com",
    "https://sfsplanning.com",
    "https://simmonsfp.com",
    "https://staterawealth.com",
    "https://trekadvisors.com",
    "https://trekclients.com",
    "https://trekfinancial.com",
    "https://trekfinancialplan.com",
    "https://trekfp.com",
    "https://trekinsights.com",
    "https://trekinvestmentfiduciary.com",
    "https://trekplans.com",
    "https://trekrm.com",
    "https://trekwealthadvisors.com",
    "https://trekwealthmanagement.com",
    "https://wheatley.trekfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/109376",
  "city_as_filed": "SCOTTSDALE",
  "url": "https://advisorcensus.com/firm/trek-financial-scottsdale-az-109376",
  "display_name": "Trek Financial",
  "summary": "Trek Financial is an SEC-registered investment advisory firm in Scottsdale, AZ, registered since 2000, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated July 10, 2026.",
  "citation": "AdvisorCensus. Trek Financial (CRD 109376): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Trek Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Trek Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Trek Financial located?",
      "a": "Trek Financial's principal office is in Scottsdale, AZ, according to its Form ADV; the August 2026 filing also lists 28 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Trek Financial registered with the SEC or a state?",
      "a": "Trek Financial is an SEC-registered investment advisory firm, registered since 2000. Status as filed: Approved. CRD 109376."
    },
    {
      "q": "How much does Trek Financial manage?",
      "a": "Trek Financial reports $2,824,296,229 in regulatory assets under management in its Form ADV filing dated July 10, 2026 (100% discretionary)."
    },
    {
      "q": "How have Trek Financial's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Trek Financial: Regulatory assets under management: $1,296,472,233 in the October 2021 data and $2,824,296,229 in the October 2026 data, up 118%. Total employees: 39 in October 2021 and 55 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Trek Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,869); high net worth individuals (670); pension and profit sharing plans (but not the plan participants or government pension plans) (114)."
    },
    {
      "q": "Which custodians does Trek Financial use?",
      "a": "Trek Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Trek Financial report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/109376"
    },
    {
      "q": "Does Trek Financial state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated July 10, 2026 says: \"Trek generally requires a minimum account size of $100,000. Trek , in its sole discretion, may waive the required minimum.\""
    },
    {
      "q": "What changed in Trek Financial's recent Form ADV filings?",
      "a": "In the May 2026 filing data: Added the business name Retirement Specialist Inc."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 1296472233.0,
      "total_employees": 39,
      "filing_date": "2021-08-02"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 1732993604.0,
      "total_employees": 55,
      "filing_date": "2022-08-29"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 1876635074.0,
      "total_employees": 57,
      "filing_date": "2023-08-31"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 2260449578.0,
      "total_employees": 55,
      "filing_date": "2024-03-27"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 2492708552.0,
      "total_employees": 56,
      "filing_date": "2025-07-09"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 2824296229.0,
      "total_employees": 55,
      "filing_date": "2026-07-10"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Added the business name Retirement Specialist Inc."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "No longer lists the business name Statera Wealth Management.",
        "Added the business name Captain Wealth Management.",
        "Added the business name Lopresti Financial Group.",
        "Added the business name Kempe Financial Group.",
        "Regulatory assets under management went from $2,492,708,552 to $2,824,296,229 (+13%)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "No longer lists an office in Naples, FL."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated July 10, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$100,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $100,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Trek generally requires a minimum account size of $100,000. Trek , in its sole discretion, may waive the required minimum."
        ]
      }
    ],
    "quotes": [
      "Trek generally requires a minimum account size of $100,000. Trek , in its sole discretion, may waive the required minimum."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/trek-financial-scottsdale-az-109376.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 3869,
      "fewer_than_5": false,
      "raum": 932108669.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 670,
      "fewer_than_5": false,
      "raum": 1508915953.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 114,
      "fewer_than_5": false,
      "raum": 196424637.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 11,
      "fewer_than_5": false,
      "raum": 80071317.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 24,
      "fewer_than_5": false,
      "raum": 106775653.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/109376",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}