# Traphagen Financial Group

> Traphagen Financial Group is an SEC-registered investment advisory firm in Oradell, NJ, registered since 1999, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 2, 2026.

- CRD: 107764
- Filed as: TRAPHAGEN FINANCIAL GROUP
- Legal name: Traphagen Investment Advisors LLC
- Also doing business as: TRAPHAGEN CPAS AND WEALTH ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Oradell, NJ
- Filing period: October 2026
- Form ADV filing dated: March 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/107764
- AdvisorCensus page: https://advisorcensus.com/firm/traphagen-financial-group-oradell-nj-107764

## Quick answers

**How is Traphagen Financial Group compensated?**
On its Form ADV (Item 5.E, October 2026), Traphagen Financial Group reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Traphagen Financial Group charge?**
Its Form ADV Part 2A brochure dated March 2, 2026 states: Hourly rate: $150 to $475 an hour (Fee-For-Service Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Traphagen Financial Group located?**
Traphagen Financial Group's principal office is in Oradell, NJ, according to its Form ADV.

**Is Traphagen Financial Group registered with the SEC or a state?**
Traphagen Financial Group is an SEC-registered investment advisory firm, registered since 1999. Status as filed: Approved. CRD 107764.

**How much does Traphagen Financial Group manage?**
Traphagen Financial Group reports $2,278,123,079 in regulatory assets under management in its Form ADV filing dated March 2, 2026 (95% discretionary).

**How have Traphagen Financial Group's assets and staff changed since 2021?**
In the Form ADV data for Traphagen Financial Group: Regulatory assets under management: $922,269,756 in the October 2021 data and $2,278,123,079 in the October 2026 data, up 147%. Total employees: 10 in October 2021 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Traphagen Financial Group serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,361); high net worth individuals (561); pension and profit sharing plans (but not the plan participants or government pension plans) (110).

**Does Traphagen Financial Group report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.C(5) (SEC or CFTC civil money penalty or cease-and-desist order). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/107764

**What changed in Traphagen Financial Group's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 14 to 16. Regulatory assets under management went from $1,898,214,989 to $2,278,123,079 (+20%). Registered or notice-filed in MD, VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 2, 2026)

- Hourly rate: $150 to $475 an hour (Fee-For-Service Financial Planning)

> Fees are based on the number of hours spent to develop and deliver the plan. Hourly rates are $150 to $475 per hour, depending on personnel involved in plan development.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $2,278,123,079
- Discretionary: $2,172,420,767
- Non-discretionary: $105,702,312

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,361 | $254,147,384 |
| High net worth individuals | 561 | $1,821,146,923 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 110 | $198,374,082 |
| Charitable organizations | 6 | $4,454,690 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1999 (27 years)
- Employees: 18 total, 16 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, CT, FL, GA, IL, MA, MD, NC, NJ, NY, PA, SC, TX, VA
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.C(5): Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/107764

### Websites listed on Form ADV (Item 1.I)
- [tfgllc.com](https://tfgllc.com)
- Facebook @TraphagenFinancialGroup
- Instagram @traphagen_financial
- LinkedIn @traphagen-financial-group
- YouTube @UCMWdmtzP-FXl2WCAyHLvFRA

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $922,269,756 | 10 | March 25, 2021 |
| October 2022 | $1,161,124,984 | 11 | March 21, 2022 |
| October 2023 | $1,151,993,318 | 11 | July 3, 2023 |
| October 2024 | $1,528,327,743 | 12 | February 28, 2024 |
| October 2025 | $1,898,214,989 | 14 | March 18, 2025 |
| October 2026 | $2,278,123,079 | 18 | March 2, 2026 |

Regulatory assets under management: $922,269,756 in the October 2021 data and $2,278,123,079 in the October 2026 data, up 147%.
Total employees: 10 in October 2021 and 18 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 14 to 16.
- Regulatory assets under management went from $1,898,214,989 to $2,278,123,079 (+20%).
- Registered or notice-filed in MD, VA.

### January 2026
- No longer registered or notice-filed in VT.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Traphagen Financial Group (CRD 107764): Form ADV filing data as of October 2026.