# Transparent Wealth Consulting LLC

> Transparent Wealth Consulting LLC is an SEC-registered investment advisory firm in New York, NY, registered since 2017, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated June 23, 2026.

- CRD: 283193
- Filed as: TRANSPARENT WEALTH CONSULTING LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: New York, NY
- Filing period: October 2026
- Form ADV filing dated: June 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/283193
- AdvisorCensus page: https://advisorcensus.com/firm/transparent-wealth-consulting-llc-new-york-ny-283193

## Quick answers

**How is Transparent Wealth Consulting LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Transparent Wealth Consulting LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Transparent Wealth Consulting LLC charge?**
Its Form ADV Part 2A brochure dated March 27, 2025 states: Hourly rate: $250 an hour (Pension Consulting Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Transparent Wealth Consulting LLC located?**
Transparent Wealth Consulting LLC's principal office is in New York, NY, according to its Form ADV.

**Is Transparent Wealth Consulting LLC registered with the SEC or a state?**
Transparent Wealth Consulting LLC is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 283193.

**How much does Transparent Wealth Consulting LLC manage?**
Transparent Wealth Consulting LLC reports $43,860,030 in regulatory assets under management in its Form ADV filing dated June 23, 2026 (100% discretionary).

**How have Transparent Wealth Consulting LLC's assets and staff changed since 2021?**
In the Form ADV data for Transparent Wealth Consulting LLC: Regulatory assets under management: $45,000,000 in the October 2021 data and $43,860,030 in the October 2026 data, down 3%. Total employees: 1 in October 2021 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Transparent Wealth Consulting LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (108); high net worth individuals (9).

**Which custodians does Transparent Wealth Consulting LLC use?**
Transparent Wealth Consulting LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Transparent Wealth Consulting LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283193

**Does Transparent Wealth Consulting LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 27, 2025 says: "There is an account minimum of $500,000, which may be waived by TWCL in its discretion."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2025)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> There is an account minimum of $500,000, which may be waived by TWCL in its discretion.

- Hourly rate: $250 an hour (Pension Consulting Services)

> The hourly fee for these services is $250. These fees are generally negotiable and the final fee schedule is attached as Exhibit II of the pension consulting agreement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $43,860,030
- Discretionary: $43,860,030
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 108 | $28,768,505 |
| High net worth individuals | 9 | $15,091,525 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2017 (8 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [tranparentwealthconsulting.com](https://tranparentwealthconsulting.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $45,000,000 | 1 | August 31, 2021 |
| October 2022 | $46,155,744 | 1 | March 30, 2022 |
| October 2023 | $42,000,000 | 1 | March 1, 2023 |
| October 2024 | $41,446,022 | 1 | March 26, 2024 |
| October 2025 | $42,750,000 | 1 | March 27, 2025 |
| October 2026 | $43,860,030 | 1 | June 23, 2026 |

Regulatory assets under management: $45,000,000 in the October 2021 data and $43,860,030 in the October 2026 data, down 3%.
Total employees: 1 in October 2021 and 1 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Transparent Wealth Consulting LLC (CRD 283193): Form ADV filing data as of October 2026.