{ "crd_number": 107319, "slug": "transamerica-retirement-advisors-llc-cedar-rapids-ia-107319", "primary_business_name": "TRANSAMERICA RETIREMENT ADVISORS, LLC", "legal_name": "TRANSAMERICA RETIREMENT ADVISORS, LLC", "dbas": [], "city": "Cedar Rapids", "state": "IA", "country": "United States", "cbsa_code": "16300", "metro": { "cbsa_code": "16300", "common_name": "Cedar Rapids", "msa_name": "Cedar Rapids, IA", "path": "/advisors/ia/cedar-rapids" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "1992-12-16", "years_registered": 33, "period": "2026-10-01", "filing_date": "2026-03-31", "carried_forward": false, "raum_total": 18827476086.0, "raum_discretionary": 7998704150.0, "raum_non_discretionary": 10828771936.0, "raum_band": "over_5b", "raum_band_label": "Over $5 billion", "total_employees": 398, "advisory_employees": 173, "client_count_bucket": null, "clients_by_type": { "individuals": { "raum": 17445832699.0, "count": 212700 }, "pension_profit_sharing": { "raum": 1381643387.0, "count": 22 } }, "compensation_types": [ "fixed", "percentage_of_aum" ], "advisory_activities": [ "educational_seminars", "pension_consulting", "portfolio_management_businesses_institutional", "portfolio_management_individuals" ], "wrap_fee_participant": false, "disclosure_yes_count": 5, "states_registered": [ "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "FL", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "PR", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VI", "VT", "WA", "WI", "WV", "WY" ], "websites": [ "https://transamerica.com" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/107319", "disclosure_items": [ { "item": "11.C(1)", "question": "Has the SEC or the CFTC ever found that the firm or an advisory affiliate made a false statement or omission?" }, { "item": "11.C(2)", "question": "Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?" }, { "item": "11.C(4)", "question": "Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?" }, { "item": "11.C(5)", "question": "Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?" }, { "item": "11.D(1)", "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?" } ], "city_as_filed": "CEDAR RAPIDS", "url": "https://advisorcensus.com/firm/transamerica-retirement-advisors-llc-cedar-rapids-ia-107319", "display_name": "Transamerica Retirement Advisors, LLC", "summary": "Transamerica Retirement Advisors, LLC is an SEC-registered investment advisory firm in Cedar Rapids, IA, registered since 1992, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated March 31, 2026.", "citation": "AdvisorCensus. Transamerica Retirement Advisors, LLC (CRD 107319): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management", "Fixed fees (other than subscription fees)" ], "advisory_activity_labels": [ "Portfolio management for individuals and/or small businesses", "Portfolio management for businesses (other than small businesses) or institutional clients", "Pension consulting services", "Educational seminars/workshops" ], "quick_answers": [ { "q": "How is Transamerica Retirement Advisors, LLC compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Transamerica Retirement Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)." }, { "q": "Where is Transamerica Retirement Advisors, LLC located?", "a": "Transamerica Retirement Advisors, LLC's principal office is in Cedar Rapids, IA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F)." }, { "q": "Is Transamerica Retirement Advisors, LLC registered with the SEC or a state?", "a": "Transamerica Retirement Advisors, LLC is an SEC-registered investment advisory firm, registered since 1992. Status as filed: Approved. CRD 107319." }, { "q": "How much does Transamerica Retirement Advisors, LLC manage?", "a": "Transamerica Retirement Advisors, LLC reports $18,827,476,086 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (42% discretionary)." }, { "q": "How have Transamerica Retirement Advisors, LLC's assets and staff changed since 2021?", "a": "In the Form ADV data for Transamerica Retirement Advisors, LLC: Regulatory assets under management: $8,765,057,733 in the October 2021 data and $18,827,476,086 in the October 2026 data, up 115%. Total employees: 379 in October 2021 and 398 in October 2026. Assets under management move with markets as well as with clients coming and going." }, { "q": "What types of clients does Transamerica Retirement Advisors, LLC serve?", "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (212,700); pension and profit sharing plans (but not the plan participants or government pension plans) (22)." }, { "q": "Which custodians does Transamerica Retirement Advisors, LLC use?", "a": "Transamerica Retirement Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists American Trust Custody, Pershing LLC and State Sreet Bank and Trust Company as custodians holding 10% or more of its separately managed account assets." }, { "q": "Does Transamerica Retirement Advisors, LLC report any disciplinary disclosures?", "a": "Reports 5 disclosure items on Form ADV Item 11: yes answers to 11.C(1) (SEC or CFTC finding of a false statement or omission), 11.C(2) (SEC or CFTC finding of a violation), 11.C(4) (SEC or CFTC order), 11.C(5) (SEC or CFTC civil money penalty or cease-and-desist order), and 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/107319" }, { "q": "Does Transamerica Retirement Advisors, LLC state an account minimum?", "a": "Its Form ADV Part 2A brochure dated March 31, 2026 says: \"While there are exceptions, the minimum account size is generally $10,000.\"" }, { "q": "What changed in Transamerica Retirement Advisors, LLC's recent Form ADV filings?", "a": "In the April 2026 filing data: Employees performing advisory functions went from 159 to 173. Regulatory assets under management went from $16,157,423,229 to $18,827,476,086 (+17%). Updated its list of owners and control persons (Schedule A)." } ], "filing_history": [ { "period": "2021-10-01", "regulatory_assets_under_management": 8765057733.0, "total_employees": 379, "filing_date": "2021-03-31" }, { "period": "2022-10-01", "regulatory_assets_under_management": 11508874805.0, "total_employees": 262, "filing_date": "2022-09-16" }, { "period": "2023-10-01", "regulatory_assets_under_management": 10354682076.0, "total_employees": 311, "filing_date": "2023-10-02" }, { "period": "2024-10-01", "regulatory_assets_under_management": 12680043622.0, "total_employees": 333, "filing_date": "2024-08-01" }, { "period": "2025-10-01", "regulatory_assets_under_management": 16157423229.0, "total_employees": 383, "filing_date": "2025-05-22" }, { "period": "2026-10-01", "regulatory_assets_under_management": 18827476086.0, "total_employees": 398, "filing_date": "2026-03-31" } ], "recent_changes": [ { "period": "2026-04-01", "period_label": "April 2026", "notes": [ "Employees performing advisory functions went from 159 to 173.", "Regulatory assets under management went from $16,157,423,229 to $18,827,476,086 (+17%).", "Updated its list of owners and control persons (Schedule A)." ] } ], "fees_from_brochure": { "source": "Form ADV Part 2A brochure dated March 31, 2026", "provided_by_the_firm": false, "tiers": [], "flat_rate": null, "stated_range": null, "stated_maximum": null, "account_minimum": "$10,000", "account_minimum_may_be_waived": false, "minimum_annual_fee": null, "planning_fees": [], "figures": [ { "label": "Account minimum", "statements": [ "Account minimum: $10,000" ], "quotes": [ "While there are exceptions, the minimum account size is generally $10,000." ] } ], "values": { "tiers": [], "range_pct": null, "max_pct": null, "account_minimum": 10000.0, "minimum_annual_fee": null, "planning": [] }, "quotes": [ "While there are exceptions, the minimum account size is generally $10,000." ], "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable." }, "custodians": [ { "name": "American Trust Custody", "name_as_filed": "AMERICAN TRUST CUSTODY", "affiliated": false }, { "name": "Pershing LLC", "name_as_filed": "PERSHING LLC", "affiliated": false }, { "name": "State Sreet Bank and Trust Company", "name_as_filed": "STATE SREET BANK AND TRUST COMPANY", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/transamerica-retirement-advisors-llc-cedar-rapids-ia-107319.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 212700, "fewer_than_5": false, "raum": 17445832699.0 }, { "type": "pension_profit_sharing", "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)", "count": 22, "fewer_than_5": false, "raum": 1381643387.0 } ], "disclosure_line": "Reports 5 disclosure items on Form ADV Item 11.", "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/107319", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }