# Total Clarity Wealth Management, Inc

> Total Clarity Wealth Management, Inc is an SEC-registered investment advisory firm in St. Charles, IL, registered since 2007, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 20, 2026.

- CRD: 142728
- Filed as: TOTAL CLARITY WEALTH MANAGEMENT, INC
- Also doing business as: AMERICAN CAPITAL MANAGEMENT, INC, BEYOND WEALTH MANAGEMENT, INC., CRITERION WEALTH ADVISORS, LLC, PREACTIVE INVESTMENTS, TOTAL CLARITY WEALTH MANAGEMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: St. Charles, IL
- Filing period: October 2026
- Form ADV filing dated: July 20, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/142728
- AdvisorCensus page: https://advisorcensus.com/firm/total-clarity-wealth-management-inc-st-charles-il-142728

## Quick answers

**How is Total Clarity Wealth Management, Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Total Clarity Wealth Management, Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**How much does Total Clarity Wealth Management, Inc charge?**
Its Form ADV Part 2A brochure dated March 16, 2026 states: Hourly rate: up to $500 an hour; Flat fee: $250 to $5,000; Flat fee: $250 to $50,000 a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Total Clarity Wealth Management, Inc located?**
Total Clarity Wealth Management, Inc's principal office is in St. Charles, IL, according to its Form ADV; the August 2026 filing also lists 5 other offices (Schedule D, Section 1.F).

**Is Total Clarity Wealth Management, Inc registered with the SEC or a state?**
Total Clarity Wealth Management, Inc is an SEC-registered investment advisory firm, registered since 2007. Status as filed: Approved. CRD 142728.

**How much does Total Clarity Wealth Management, Inc manage?**
Total Clarity Wealth Management, Inc reports $755,449,000 in regulatory assets under management in its Form ADV filing dated July 20, 2026 (100% discretionary).

**How have Total Clarity Wealth Management, Inc's assets and staff changed since 2021?**
In the Form ADV data for Total Clarity Wealth Management, Inc: Regulatory assets under management: $236,954,000 in the October 2021 data and $755,449,000 in the October 2026 data, up 219%. Total employees: 22 in October 2021 and 26 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Total Clarity Wealth Management, Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (778); high net worth individuals (254); corporations or other businesses not listed above (5).

**Which custodians does Total Clarity Wealth Management, Inc use?**
Total Clarity Wealth Management, Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and LPL Financial LLC as custodians holding 10% or more of its separately managed account assets.

**Does Total Clarity Wealth Management, Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/142728

**What changed in Total Clarity Wealth Management, Inc's recent Form ADV filings?**
In the August 2026 filing data: Registered or notice-filed in VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated March 16, 2026)

- Hourly rate: up to $500 an hour

> Your specific rate will be stated in your agreement but will not exceed $500/hour.

- Flat fee: $250 to $5,000

> Fixed fees will range from $250 to $5,000.

- Flat fee: $250 to $50,000 a year

> Fixed fees will range from $250 to $50,000 annually.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $755,449,000
- Discretionary: $752,949,000
- Non-discretionary: $2,500,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 778 | $232,016,000 |
| High net worth individuals | 254 | $522,605,000 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 1 | $116,000 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 5 | $712,000 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2007 (19 years)
- Employees: 26 total, 20 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AL, AZ, CA, CO, FL, GA, IL, IN, LA, MA, MD, MI, MN, MO, NC, NH, NV, NY, OH, PA, TN, TX, VA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Arlington Heights, IL
- Batavia, IL
- Chicago, IL
- Naperville, IL
- New Lenox, IL

### Websites listed on Form ADV (Item 1.I)
- amcapmgmt.com
- beyondwealthmgmt.com
- criterionwa.com
- preactiveinvestments.com
- totalclaritybusiness.com
- totalclaritywealth.com
- Facebook @TotalClarityWealthManagement
- LinkedIn @total-clarity-wealth-management-inc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $236,954,000 | 22 | July 7, 2021 |
| October 2022 | $330,650,000 | 21 | March 15, 2022 |
| October 2023 | $329,076,000 | 19 | August 14, 2023 |
| October 2024 | $458,000,000 | 24 | June 14, 2024 |
| October 2025 | $607,883,000 | 20 | March 26, 2025 |
| October 2026 | $755,449,000 | 26 | July 20, 2026 |

Regulatory assets under management: $236,954,000 in the October 2021 data and $755,449,000 in the October 2026 data, up 219%.
Total employees: 22 in October 2021 and 26 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Registered or notice-filed in VA.

### April 2026
- Added the business name Total Clarity Wealth Management.
- Regulatory assets under management went from $607,883,000 to $755,449,000 (+24%).

### December 2025
- Registered or notice-filed in NH.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Total Clarity Wealth Management, Inc (CRD 142728): Form ADV filing data as of October 2026.