# Torrey Pines Financial, Inc.

> Torrey Pines Financial, Inc. is a state-registered investment advisory firm in San Diego, CA, registered since 2017, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 9, 2026.

- CRD: 288213
- Filed as: TORREY PINES FINANCIAL, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: March 9, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/288213
- AdvisorCensus page: https://advisorcensus.com/firm/torrey-pines-financial-inc-san-diego-ca-288213

## Quick answers

**How is Torrey Pines Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Torrey Pines Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Torrey Pines Financial, Inc. located?**
Torrey Pines Financial, Inc.'s principal office is in San Diego, CA, according to its Form ADV.

**Is Torrey Pines Financial, Inc. registered with the SEC or a state?**
Torrey Pines Financial, Inc. is a state-registered investment advisory firm, registered since 2017. Status as filed: APPROVED. CRD 288213.

**How much does Torrey Pines Financial, Inc. manage?**
Torrey Pines Financial, Inc. reports $34,800,000 in regulatory assets under management in its Form ADV filing dated March 9, 2026 (0% discretionary).

**What types of clients does Torrey Pines Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: other investment advisers (38); individuals (other than high net worth individuals) (37); high net worth individuals (3).

**Does Torrey Pines Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/288213

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $34,800,000
- Discretionary: $0
- Non-discretionary: $34,800,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 37 | $21,000,000 |
| High net worth individuals | 3 | $5,000,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $600,000 |
| Other investment advisers | 38 | $8,200,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2017 (9 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- torreypinesfinancial.com
- Facebook @Torrey-Pines-Financial-204675790253335
- LinkedIn @frank-montes-381431160

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Torrey Pines Financial, Inc. (CRD 288213): Form ADV filing data as of October 2026.