# Timothy Charles Financial, LLC

> Timothy Charles Financial, LLC is a state-registered investment advisory firm in Lynnfield, MA, registered since 2017, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated February 5, 2026.

- CRD: 287945
- Filed as: TIMOTHY CHARLES FINANCIAL, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Lynnfield, MA
- Filing period: October 2026
- Form ADV filing dated: February 5, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/287945
- AdvisorCensus page: https://advisorcensus.com/firm/timothy-charles-financial-llc-lynnfield-ma-287945

## Quick answers

**How is Timothy Charles Financial, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Timothy Charles Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Timothy Charles Financial, LLC located?**
Timothy Charles Financial, LLC's principal office is in Lynnfield, MA, according to its Form ADV.

**Is Timothy Charles Financial, LLC registered with the SEC or a state?**
Timothy Charles Financial, LLC is a state-registered investment advisory firm, registered since 2017. Status as filed: APPROVED. CRD 287945.

**How much does Timothy Charles Financial, LLC manage?**
Timothy Charles Financial, LLC reports $98,468,633 in regulatory assets under management in its Form ADV filing dated February 5, 2026 (100% discretionary).

**What types of clients does Timothy Charles Financial, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (160); high net worth individuals (17).

**Does Timothy Charles Financial, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/287945

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $98,468,633
- Discretionary: $98,468,633
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 160 | $72,209,113 |
| High net worth individuals | 17 | $26,259,520 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2017 (9 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MA, NH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- timothycharlesfinancial.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Timothy Charles Financial, LLC (CRD 287945): Form ADV filing data as of October 2026.