# Thrive Financial Planning

> Thrive Financial Planning is a state-registered investment advisory firm in El Dorado Hills, CA, registered since 2014, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated February 24, 2026.

- CRD: 172558
- Filed as: THRIVE FINANCIAL PLANNING
- Legal name: Fruitful Financial Planning Inc.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: El Dorado Hills, CA
- Filing period: October 2026
- Form ADV filing dated: February 24, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/172558
- AdvisorCensus page: https://advisorcensus.com/firm/thrive-financial-planning-el-dorado-hills-ca-172558

## Quick answers

**How is Thrive Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Thrive Financial Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Thrive Financial Planning located?**
Thrive Financial Planning's principal office is in El Dorado Hills, CA, according to its Form ADV.

**Is Thrive Financial Planning registered with the SEC or a state?**
Thrive Financial Planning is a state-registered investment advisory firm, registered since 2014. Status as filed: APPROVED. CRD 172558.

**How much does Thrive Financial Planning manage?**
Thrive Financial Planning reports $44,260,724 in regulatory assets under management in its Form ADV filing dated February 24, 2026 (94% discretionary).

**What types of clients does Thrive Financial Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (42); high net worth individuals (36).

**Does Thrive Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/172558

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $44,260,724
- Discretionary: $41,673,858
- Non-discretionary: $2,586,866

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 42 | $12,801,061 |
| High net worth individuals | 36 | $31,459,663 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2014 (12 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- thrivefinancialplanning.com
- Facebook @THRIVEFINANCIALPLANNING
- LinkedIn @THRIVE-FINANCIAL-PLANNING
- X @SCOTTMDRAPERCFP

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Thrive Financial Planning (CRD 172558): Form ADV filing data as of October 2026.