# Thrift Financial, Inc.

> Thrift Financial, Inc. is a state-registered investment advisory firm in Newtown, PA, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 20, 2026.

- CRD: 314917
- Filed as: THRIFT FINANCIAL, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Newtown, PA
- Filing period: October 2026
- Form ADV filing dated: January 20, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/314917
- AdvisorCensus page: https://advisorcensus.com/firm/thrift-financial-inc-newtown-pa-314917

## Quick answers

**How is Thrift Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Thrift Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Thrift Financial, Inc. located?**
Thrift Financial, Inc.'s principal office is in Newtown, PA, according to its Form ADV.

**Is Thrift Financial, Inc. registered with the SEC or a state?**
Thrift Financial, Inc. is a state-registered investment advisory firm, registered since 2021. Status as filed: APPROVED. CRD 314917.

**How much does Thrift Financial, Inc. manage?**
Thrift Financial, Inc. reports $42,000,000 in regulatory assets under management in its Form ADV filing dated January 20, 2026 (98% discretionary).

**What types of clients does Thrift Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (50); high net worth individuals (7).

**Does Thrift Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/314917

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $42,000,000
- Discretionary: $41,000,000
- Non-discretionary: $1,000,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 50 | $13,000,000 |
| High net worth individuals | 7 | $29,000,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (5 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- nextdoor.com/pages/thrift-financial-newtown-pa
- thriftfinancial.com
- thriftfinancial.substack.com
- Facebook @ThriftInvesting
- Instagram @thriftinvesting
- LinkedIn @thrift-financial-inc
- X @ThriftInvesting
- YouTube @thriftyinvesting

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Thrift Financial, Inc. (CRD 314917): Form ADV filing data as of October 2026.