{
  "crd_number": 171082,
  "slug": "three-oaks-wealth-gold-river-ca-171082",
  "primary_business_name": "THREE OAKS WEALTH",
  "legal_name": "THREE OAKS CAPITAL MANAGEMENT, LLC",
  "dbas": [],
  "city": "Gold River",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "40900",
  "metro": {
    "cbsa_code": "40900",
    "common_name": "Sacramento",
    "msa_name": "Sacramento-Roseville-Folsom, CA",
    "path": "/advisors/ca/sacramento"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-08-20",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-09-01",
  "carried_forward": false,
  "raum_total": 100005394.0,
  "raum_discretionary": 100005394.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 4,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 13628573.0,
      "count": 43
    },
    "pension_profit_sharing": {
      "raum": 13836347.0,
      "count": 11
    },
    "high_net_worth_individuals": {
      "raum": 72540474.0,
      "count": 46
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "OR",
    "TX"
  ],
  "websites": [
    "https://facebook.com/threeoakswealth",
    "https://instagram.com/threeoakswealth",
    "https://linkedin.com/company/three-oaks-wealth",
    "https://threeoakswealth.com",
    "https://youtube.com/c/ThreeOaksWealth"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/171082",
  "city_as_filed": "GOLD RIVER",
  "url": "https://advisorcensus.com/firm/three-oaks-wealth-gold-river-ca-171082",
  "display_name": "Three Oaks Wealth",
  "summary": "Three Oaks Wealth is an SEC-registered investment advisory firm in Gold River, CA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 1, 2026.",
  "citation": "AdvisorCensus. Three Oaks Wealth (CRD 171082): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Three Oaks Wealth compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Three Oaks Wealth reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Three Oaks Wealth charge?",
      "a": "Its Form ADV Part 2A brochure dated July 21, 2026 states: Flat fee: $500 to $25,000 (One-time Retirement Plan & Pension Consulting Services); Hourly rate: $250 an hour (Retirement Plan & Pension Consulting Services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Three Oaks Wealth located?",
      "a": "Three Oaks Wealth's principal office is in Gold River, CA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Three Oaks Wealth registered with the SEC or a state?",
      "a": "Three Oaks Wealth is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 171082."
    },
    {
      "q": "How much does Three Oaks Wealth manage?",
      "a": "Three Oaks Wealth reports $100,005,394 in regulatory assets under management in its Form ADV filing dated September 1, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Three Oaks Wealth serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (46); individuals (other than high net worth individuals) (43); pension and profit sharing plans (but not the plan participants or government pension plans) (11)."
    },
    {
      "q": "Which custodians does Three Oaks Wealth use?",
      "a": "Three Oaks Wealth's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Three Oaks Wealth report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/171082"
    },
    {
      "q": "What changed in Three Oaks Wealth's recent Form ADV filings?",
      "a": "In the October 2026 filing data: Employees performing advisory functions went from 2 to 3."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "Employees performing advisory functions went from 2 to 3."
      ]
    },
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated July 21, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Flat fee: $500 to $25,000 (One-time Retirement Plan & Pension Consulting Services)",
      "Hourly rate: $250 an hour (Retirement Plan & Pension Consulting Services)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $500 to $25,000 (One-time Retirement Plan & Pension Consulting Services)"
        ],
        "quotes": [
          "One-time projects are assessed a flat fee, varying from $500 - $25,000, or billed at an hourly rate of $250."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (Retirement Plan & Pension Consulting Services)"
        ],
        "quotes": [
          "One-time projects are assessed a flat fee, varying from $500 - $25,000, or billed at an hourly rate of $250."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 500.0,
          "max": 25000.0,
          "period": "one_time",
          "service": "One-time Retirement Plan & Pension Consulting Services"
        },
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Retirement Plan & Pension Consulting Services"
        }
      ]
    },
    "quotes": [
      "One-time projects are assessed a flat fee, varying from $500 - $25,000, or billed at an hourly rate of $250.",
      "One-time projects are assessed a flat fee, varying from $500 - $25,000, or billed at an hourly rate of $250."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/three-oaks-wealth-gold-river-ca-171082.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 43,
      "fewer_than_5": false,
      "raum": 13628573.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 46,
      "fewer_than_5": false,
      "raum": 72540474.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 11,
      "fewer_than_5": false,
      "raum": 13836347.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/171082",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}