# Three Cord True Wealth Management, LLC

> Three Cord True Wealth Management, LLC is an SEC-registered investment advisory firm in Beaver, PA, registered since 2020, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 15, 2026.

- CRD: 307480
- Filed as: THREE CORD TRUE WEALTH MANAGEMENT, LLC
- Also doing business as: HOLDCROFT WEALTH MANAGEMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Beaver, PA
- Filing period: October 2026
- Form ADV filing dated: May 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/307480
- AdvisorCensus page: https://advisorcensus.com/firm/three-cord-true-wealth-management-llc-beaver-pa-307480

## Quick answers

**How is Three Cord True Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Three Cord True Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Three Cord True Wealth Management, LLC charge?**
Its Form ADV Part 2A brochure dated May 15, 2026 states: Asset-based fee: 0.7% to 1.3% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Three Cord True Wealth Management, LLC located?**
Three Cord True Wealth Management, LLC's principal office is in Beaver, PA, according to its Form ADV.

**Is Three Cord True Wealth Management, LLC registered with the SEC or a state?**
Three Cord True Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2020. Status as filed: Approved. CRD 307480.

**How much does Three Cord True Wealth Management, LLC manage?**
Three Cord True Wealth Management, LLC reports $317,888,046 in regulatory assets under management in its Form ADV filing dated May 15, 2026 (98% discretionary).

**How have Three Cord True Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for Three Cord True Wealth Management, LLC: Regulatory assets under management: $120,608,949 in the October 2021 data and $317,888,046 in the October 2026 data, up 164%. Total employees: 4 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Three Cord True Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (323); high net worth individuals (254); pension and profit sharing plans (but not the plan participants or government pension plans) (3).

**Which custodians does Three Cord True Wealth Management, LLC use?**
Three Cord True Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Three Cord True Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/307480

**What changed in Three Cord True Wealth Management, LLC's recent Form ADV filings?**
In the June 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated May 15, 2026)

- Asset-based fee: 0.7% to 1.3% a year (a range, as the brochure states it)

> Fees range from .7% to 1.3% annually for advisory services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $317,888,046
- Discretionary: $312,749,386
- Non-discretionary: $5,138,660

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 323 | $66,534,453 |
| High net worth individuals | 254 | $249,450,901 |
| Banking or thrift institutions | Not reported | $0 |
| Investment companies | Not reported | $0 |
| Business development companies | Not reported | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | Not reported | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $669,665 |
| Charitable organizations | 1 | $955,772 |
| State or municipal government entities (including government pension plans) | Not reported | $0 |
| Other investment advisers | Not reported | $0 |
| Insurance companies | Not reported | $0 |
| Sovereign wealth funds and foreign official institutions | Not reported | $0 |
| Corporations or other businesses not listed above | 3 | $277,255 |
| Other | Not reported | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2020 (6 years)
- Employees: 9 total, 7 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, FL, MD, NC, NY, OH, PA, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- 3ctruewealth.com
- Facebook @3ctruewealth
- LinkedIn @3ctruewealthmanagement
- X @3ctruewealth
- YouTube @threecordtruewealthmanagement

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $120,608,949 | 4 | April 15, 2021 |
| October 2022 | $155,979,760 | 8 | April 25, 2022 |
| October 2023 | $150,285,608 | 9 | March 20, 2023 |
| October 2024 | $191,194,176 | 8 | July 31, 2024 |
| October 2025 | $252,157,705 | 8 | April 16, 2025 |
| October 2026 | $317,888,046 | 9 | May 15, 2026 |

Regulatory assets under management: $120,608,949 in the October 2021 data and $317,888,046 in the October 2026 data, up 164%.
Total employees: 4 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 9 to 7.
- Regulatory assets under management went from $252,157,705 to $317,888,046 (+26%).

### February 2026
- Registered or notice-filed in AZ.

### January 2026
- Employees performing advisory functions went from 8 to 9.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Three Cord True Wealth Management, LLC (CRD 307480): Form ADV filing data as of October 2026.