# THEPENSION401K

> THEPENSION401K is a state-registered investment advisory firm in Buena Vista, CO, registered since 2016, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 1, 2026.

- CRD: 284453
- Legal name: Plan & ACT Pension Advisors
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Buena Vista, CO
- Filing period: October 2026
- Form ADV filing dated: April 1, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/284453
- AdvisorCensus page: https://advisorcensus.com/firm/thepension401k-buena-vista-co-284453

## Quick answers

**How is THEPENSION401K compensated?**
On its Form ADV (Item 5.E, October 2026), THEPENSION401K reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is THEPENSION401K located?**
THEPENSION401K's principal office is in Buena Vista, CO, according to its Form ADV.

**Is THEPENSION401K registered with the SEC or a state?**
THEPENSION401K is a state-registered investment advisory firm, registered since 2016. Status as filed: APPROVED. CRD 284453.

**How much does THEPENSION401K manage?**
THEPENSION401K reports $8,046,231 in regulatory assets under management in its Form ADV filing dated April 1, 2026 (100% discretionary).

**What types of clients does THEPENSION401K serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (14).

**Does THEPENSION401K report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/284453

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $8,046,231
- Discretionary: $8,046,231
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 14 | $8,046,231 |

### Advisory services (Item 5.G)
- Financial planning services
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2016 (9 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- planandact.com
- thepension401k.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. THEPENSION401K (CRD 284453): Form ADV filing data as of October 2026.