{
  "crd_number": 284453,
  "slug": "thepension401k-buena-vista-co-284453",
  "primary_business_name": "THEPENSION401K",
  "legal_name": "PLAN & ACT PENSION ADVISORS",
  "dbas": [],
  "city": "Buena Vista",
  "state": "CO",
  "country": "United States",
  "cbsa_code": null,
  "metro": null,
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2016-10-07",
  "years_registered": 9,
  "period": "2026-10-01",
  "filing_date": "2026-04-01",
  "carried_forward": false,
  "raum_total": 8046231.0,
  "raum_discretionary": 8046231.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 3,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 8046231.0,
      "count": 14
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO"
  ],
  "websites": [
    "https://planandact.com",
    "https://thepension401k.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/284453",
  "city_as_filed": "BUENA VISTA",
  "url": "https://advisorcensus.com/firm/thepension401k-buena-vista-co-284453",
  "display_name": "THEPENSION401K",
  "summary": "THEPENSION401K is a state-registered investment advisory firm in Buena Vista, CO, registered since 2016, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 1, 2026.",
  "citation": "AdvisorCensus. THEPENSION401K (CRD 284453): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Pension consulting services",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is THEPENSION401K compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), THEPENSION401K reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is THEPENSION401K located?",
      "a": "THEPENSION401K's principal office is in Buena Vista, CO, according to its Form ADV."
    },
    {
      "q": "Is THEPENSION401K registered with the SEC or a state?",
      "a": "THEPENSION401K is a state-registered investment advisory firm, registered since 2016. Status as filed: APPROVED. CRD 284453."
    },
    {
      "q": "How much does THEPENSION401K manage?",
      "a": "THEPENSION401K reports $8,046,231 in regulatory assets under management in its Form ADV filing dated April 1, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does THEPENSION401K serve?",
      "a": "By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (14)."
    },
    {
      "q": "Does THEPENSION401K report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/284453"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/thepension401k-buena-vista-co-284453.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 14,
      "fewer_than_5": false,
      "raum": 8046231.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/284453",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}