# The Retirement Readiness Institute

> The Retirement Readiness Institute is a state-registered investment advisory firm in Boca Raton, FL, registered since 2009, reporting under $25 million in regulatory assets under management in its Form ADV filing dated June 18, 2026.

- CRD: 151123
- Filed as: THE RETIREMENT READINESS INSTITUTE
- Legal name: 401(K) Certified Independent Investment Advisors, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Boca Raton, FL
- Filing period: October 2026
- Form ADV filing dated: June 18, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/151123
- AdvisorCensus page: https://advisorcensus.com/firm/the-retirement-readiness-institute-boca-raton-fl-151123

## Quick answers

**How is The Retirement Readiness Institute compensated?**
On its Form ADV (Item 5.E, October 2026), The Retirement Readiness Institute reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is The Retirement Readiness Institute located?**
The Retirement Readiness Institute's principal office is in Boca Raton, FL, according to its Form ADV.

**Is The Retirement Readiness Institute registered with the SEC or a state?**
The Retirement Readiness Institute is a state-registered investment advisory firm, registered since 2009. Status as filed: APPROVED. CRD 151123.

**How much does The Retirement Readiness Institute manage?**
The Retirement Readiness Institute reports $18,281,197 in regulatory assets under management in its Form ADV filing dated June 18, 2026 (100% discretionary).

**What types of clients does The Retirement Readiness Institute serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (21).

**Does The Retirement Readiness Institute report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/151123

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $18,281,197
- Discretionary: $18,281,197
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 21 | $5,066,294 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $11,787,102 |
| Other | Fewer than 5 | $1,427,801 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Other

### Firm details
- Registered since: 2009 (16 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, FL, NJ
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- tappss.com
- trrinstitute.com
- LinkedIn @5012515

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. The Retirement Readiness Institute (CRD 151123): Form ADV filing data as of October 2026.