# The Patriot Financial Group, LLC

> The Patriot Financial Group, LLC is an SEC-registered investment advisory firm in Walpole, MA, registered since 2014, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated July 13, 2026.

- CRD: 172470
- Filed as: THE PATRIOT FINANCIAL GROUP, LLC
- Legal name: The Patriot Financial Group Insurance Agency, LLC
- Also doing business as: B&D ADVISORS, CHAMPION FINANCIAL GROUP, DKH INVESTMENT ADVISORS, FLEX FINANCIAL PLANNING, GALLI FINANCIAL GROUP, GOOD HABITS FINANCIAL, HAYDEN WEALTH MANAGEMENT, JOFFREY SMITH FINANCIAL GROUP, JPS FINANCIAL, MCGRATH ADVISORS INC, PROVO WEALTH MANAGEMENT GROUP, RIVERSIDE INVESTMENT SERVICES, RIVERSIDE RETIREMENT ADVISORS, LLC, RIVERSIDE WEALTH MANAGEMENT, ROLLOVER ADVISORY SERVICES, RULE FINANCIAL SERVICES, THE PATRIOT FINANCIAL GROUP, UNIFIED LEGACY ADVISORS, WAYPOINT WEALTH MANAGEMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Walpole, MA
- Filing period: October 2026
- Form ADV filing dated: July 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/172470
- AdvisorCensus page: https://advisorcensus.com/firm/the-patriot-financial-group-llc-walpole-ma-172470

## Quick answers

**How is The Patriot Financial Group, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), The Patriot Financial Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does The Patriot Financial Group, LLC charge?**
Its Form ADV Part 2A brochure dated April 2, 2026 states: Hourly rate: up to $500 an hour (Financial planning services); Hourly rate: up to $400 an hour (Retirement Plan Consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is The Patriot Financial Group, LLC located?**
The Patriot Financial Group, LLC's principal office is in Walpole, MA, according to its Form ADV; the August 2026 filing also lists 17 other offices (Schedule D, Section 1.F).

**Is The Patriot Financial Group, LLC registered with the SEC or a state?**
The Patriot Financial Group, LLC is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 172470.

**How much does The Patriot Financial Group, LLC manage?**
The Patriot Financial Group, LLC reports $2,639,463,916 in regulatory assets under management in its Form ADV filing dated July 13, 2026 (100% discretionary).

**How have The Patriot Financial Group, LLC's assets and staff changed since 2021?**
In the Form ADV data for The Patriot Financial Group, LLC: Regulatory assets under management: $1,025,500,394 in the October 2021 data and $2,639,463,916 in the October 2026 data, up 157%. Total employees: 84 in October 2021 and 59 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does The Patriot Financial Group, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,990); high net worth individuals (371); pension and profit sharing plans (but not the plan participants or government pension plans) (136).

**Which custodians does The Patriot Financial Group, LLC use?**
The Patriot Financial Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does The Patriot Financial Group, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/172470

**What changed in The Patriot Financial Group, LLC's recent Form ADV filings?**
In the August 2026 filing data: Changed its office addresses in Lincoln, NE. Added an office in Gloucester, MA. Added an office in Ipswich, MA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 2, 2026)

- Hourly rate: up to $500 an hour (Financial planning services)

> The Patriot Financial Group offers financial planning services either on an hourly or fixed fee basis. Hourly engagements range up to $500 per hour.

- Hourly rate: up to $400 an hour (Retirement Plan Consulting services)

> For Retirement Plan Consulting services the fee may be based on a percentage of the assets held in the Plan (fixed rate or tiered schedule up to 1.25% annually), on an hourly basis (up to $400 per hour), or on a flat rate basis

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $2,639,463,916
- Discretionary: $2,639,440,550
- Non-discretionary: $23,366

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,990 | $540,369,297 |
| High net worth individuals | 371 | $885,645,018 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 136 | $1,192,622,881 |
| Charitable organizations | 11 | $6,135,857 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 37 | $14,690,863 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2014 (12 years)
- Employees: 59 total, 33 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AL, AZ, CA, CO, CT, DC, FL, GA, IA, LA, MA, MD, ME, MI, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, VA, VT, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Albany, NY
- Bristol, CT
- Clifton Park, NY
- Gloucester, MA
- Guilford, CT
- Hyannis, MA
- Ipswich, MA
- Lincoln, NE
- Middleton, MA
- Norfolk, MA
- Omaha, NE
- Salem, NY
- Shrewsbury, MA
- West Hartford, CT
- Westborough, MA
- Windham, NH
- Worcester, MA

### Websites listed on Form ADV (Item 1.I)
- [bankgloucester.com](https://bankgloucester.com)
- [bd-advisors.com](https://bd-advisors.com)
- [champion-financial.com](https://champion-financial.com)
- [flexfinancialplanning.com](https://flexfinancialplanning.com)
- [gallifinancialgroup.com](https://gallifinancialgroup.com)
- [goodhabitsfinancial.com](https://goodhabitsfinancial.com)
- [joffreysmith.com](https://joffreysmith.com)
- [jpsfinancialplanning.com](https://jpsfinancialplanning.com)
- [mcgrathadvisors.com](https://mcgrathadvisors.com)
- [myhaydenwealth.com](https://myhaydenwealth.com)
- [patriotfinancialgroup.org](https://patriotfinancialgroup.org)
- [provowealth.com](https://provowealth.com)
- [riversideadvisor.com](https://riversideadvisor.com)
- [riversideretire.com](https://riversideretire.com)
- [rolloveradvisoryservices.com](https://rolloveradvisoryservices.com)
- [rulefinancialservices.com](https://rulefinancialservices.com)
- [unifiedlegacyadvisors.com](https://unifiedlegacyadvisors.com)
- [waypointwealthmgmt.net](https://waypointwealthmgmt.net)
- Facebook @Good-Habits-Financial-112962620624992
- Facebook @ProvoWealth
- Facebook @RuleFinancialServices
- Facebook @UnifiedLegacyAdvisors
- Facebook @rolloveradvisoryservices
- Facebook @thechampionfinancialgroup
- LinkedIn @champion-financial-group
- LinkedIn @good-habits-financial
- LinkedIn @haydenwealth
- LinkedIn @provo-financial-services
- LinkedIn @the-patriot-financial-group
- LinkedIn @unified-legacy-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,025,500,394 | 84 | June 8, 2021 |
| October 2022 | $1,151,395,516 | 82 | September 29, 2022 |
| October 2023 | $1,629,757,890 | 76 | October 3, 2023 |
| October 2024 | $2,119,392,526 | 73 | August 15, 2024 |
| October 2025 | $2,405,488,420 | 64 | July 22, 2025 |
| October 2026 | $2,639,463,916 | 59 | July 13, 2026 |

Regulatory assets under management: $1,025,500,394 in the October 2021 data and $2,639,463,916 in the October 2026 data, up 157%.
Total employees: 84 in October 2021 and 59 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Changed its office addresses in Lincoln, NE.
- Added an office in Gloucester, MA.
- Added an office in Ipswich, MA.

### July 2026
- No longer lists the business name Childs Financial Services.
- Employees performing advisory functions went from 32 to 33.

### June 2026
- Employees performing advisory functions went from 33 to 32.

### May 2026
- Item 11 disclosure answers changed: 0 yes answers, previously 1 (now no: 11.G).
- Employees performing advisory functions went from 34 to 33.
- No longer lists an office in Grand Blanc, MI.

### April 2026
- No longer lists the business name Sterling Endeavor Wealth Management.
- Employees performing advisory functions went from 36 to 34.

### March 2026
- Employees performing advisory functions went from 37 to 36.
- Updated its list of owners and control persons (Schedule A).

### February 2026
- Item 11 disclosure answers changed: 1 yes answer, previously 0 (now yes: 11.G).

### December 2025
- Employees performing advisory functions went from 30 to 37.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. The Patriot Financial Group, LLC (CRD 172470): Form ADV filing data as of October 2026.