# The Mustico Financial Group, Inc.

> The Mustico Financial Group, Inc. is an SEC-registered investment advisory firm in Elmira, NY, registered since 2007, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 20, 2026.

- CRD: 125763
- Filed as: THE MUSTICO FINANCIAL GROUP, INC.
- Also doing business as: THE MUSTICO GROUP
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Elmira, NY
- Filing period: October 2026
- Form ADV filing dated: January 20, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/125763
- AdvisorCensus page: https://advisorcensus.com/firm/the-mustico-financial-group-inc-elmira-ny-125763

## Quick answers

**How is The Mustico Financial Group, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), The Mustico Financial Group, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**What does The Mustico Financial Group, Inc.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated January 20, 2026 states: Asset-based fee: 0.65% to 1.95% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is The Mustico Financial Group, Inc. located?**
The Mustico Financial Group, Inc.'s principal office is in Elmira, NY, according to its Form ADV.

**Is The Mustico Financial Group, Inc. registered with the SEC or a state?**
The Mustico Financial Group, Inc. is an SEC-registered investment advisory firm, registered since 2007. Status as filed: Approved. CRD 125763.

**How much does The Mustico Financial Group, Inc. manage?**
The Mustico Financial Group, Inc. reports $316,510,000 in regulatory assets under management in its Form ADV filing dated January 20, 2026 (98% discretionary).

**How have The Mustico Financial Group, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for The Mustico Financial Group, Inc.: Regulatory assets under management: $190,800,000 in the October 2021 data and $316,510,000 in the October 2026 data, up 66%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does The Mustico Financial Group, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (391); high net worth individuals (69).

**Which custodians does The Mustico Financial Group, Inc. use?**
The Mustico Financial Group, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does The Mustico Financial Group, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/125763

**What changed in The Mustico Financial Group, Inc.'s recent Form ADV filings?**
In the February 2026 filing data: Employees performing advisory functions went from 3 to 4. Regulatory assets under management went from $252,042,000 to $316,510,000 (+26%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated January 20, 2026)

- Asset-based fee: 0.65% to 1.95% a year (a range, as the brochure states it)

> Our annual fees for Investment Supervisory Services are based upon a percentage of assets under management and generally range from 0.65% to 1.95%.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $316,510,000
- Discretionary: $310,795,000
- Non-discretionary: $5,715,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 391 | $163,728,000 |
| High net worth individuals | 69 | $150,950,000 |
| Charitable organizations | Fewer than 5 | $452,000 |
| Corporations or other businesses not listed above | Fewer than 5 | $1,380,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2007 (19 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, NY, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- musticofinancial.com
- Facebook @The-Mustico-Financial-Group-Inc-285684692305245

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $190,800,000 | 3 | June 21, 2021 |
| October 2022 | $213,867,000 | 4 | January 10, 2022 |
| October 2023 | $193,682,000 | 4 | January 10, 2023 |
| October 2024 | $216,574,000 | 4 | January 5, 2024 |
| October 2025 | $252,042,000 | 4 | January 17, 2025 |
| October 2026 | $316,510,000 | 4 | January 20, 2026 |

Regulatory assets under management: $190,800,000 in the October 2021 data and $316,510,000 in the October 2026 data, up 66%.
Total employees: 3 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Employees performing advisory functions went from 3 to 4.
- Regulatory assets under management went from $252,042,000 to $316,510,000 (+26%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. The Mustico Financial Group, Inc. (CRD 125763): Form ADV filing data as of October 2026.